Mulya.ai
Ticker
WFC
Scenario
Key Inputs
Revenue est.?Analyst
OP margin est.?Analyst
Reinvestment est.?avg_lt_ttm
R&D capitalizedNo
Leases factoredNo
Key Assumptions
WACC ?12.2%
ERP ?4.5%
Risk-free rate ?4.1%
Beta (blended) ?1.071
Beta (levered) ?2.625
Terminal OM% ?22.9%
Segment conc. ?43% dominant
Terminal growth ?4.1%
Bond rating ?CCC · 6.00%
ROIC option ?Opt 3 · 11.0%
Prob of failure ?0.0%
Pipeline validated · 2026-05-17

WFC · Wells Fargo & Company

$80.602026-05-17
Sector: Financial Services; Industry: Banks - Diversified; Sub-Industry: Diversified Banks

Intrinsic Value Range Comparison · Mulya.ai

Bull
$194
+140.1% vs market
Base · active
$91
+13.2% vs market
Bear
$83
+2.4% vs market
Mulya.ai vs Analyst IV Comparison?
Market $81
Bear $83
Base $91
Median $101
Bull $194
Market Price $81
Mulya.ai Base $91
Analysts Median $101
Mulya.ai IV range ($83 · $194)
Analysts Range ($74 · $113)
Fundamentals · historical + forward · base
italics = DCF projection
PeriodRevenueRev Gr ?Ops M% ?Tax Rate ?NOPAT ?
Reinvest ?
FCFF ?WACC% ?PV FCFF ?ROIC ?Inv. Cap ?EPS ?P/E
2021.Q4$83.1B35.6%19.4%$23.8B$41.7B$65.5B7.9%0.0%−$28.8B$6.87
2022.Q4$83.4B0.4%18.7%14.1%$13.4B$36.6B$50.0B8.8%25.6%$133.5B$4.25
2023.Q4$115.3B38.2%18.8%12.0%$19.0B$11.6B$30.6B8.5%15.0%$120.3B$5.95
2024.Q4$125.4B8.7%18.6%14.5%$20.0B−$12.7B$7.3B9.1%18.3%$97.5B$6.13
2025.Q4$123.5B-1.5%20.4%15.2%$21.4B−$43.2B−$21.8B9.1%18.3%$135.3B$6.6310.3
italics below = DCF projection · 10yr Rev CAGR: 0.6%
2026.Q4$88.4B+-28.5%30.0%15.7%$22.3B$0MM$22.3B11.9%$20.0B16.5%$135.3B$6.9411.6
2027.Q4$92.4B+4.6%30.9%16.2%$24.0B−$4.7B$19.3B11.6%$15.5B17.4%$140.0B$7.4510.8
2028.Q4$97.3B+5.3%30.9%16.7%$25.1B−$5.8B$19.3B11.2%$13.9B17.6%$145.8B$7.8010.3
2029.Q4$101.8B+4.6%30.9%17.1%$26.1B−$5.6B$20.5B10.9%$13.3B17.6%$151.3B$8.119.9
2030.Q4$106.2B+4.4%30.9%17.6%$27.1B−$5.7B$21.4B10.6%$12.6B17.6%$157.0B$8.429.6
Term. Yr+$136.0B4.1%22.9%20.0%$24.9B−$9.2B$15.6B8.6%$129.1B11.0%
Active scenario IV: $91 (+13.2% vs market)