Mulya.ai
Ticker
TRV
Scenario
Key Inputs
Revenue est.?Analyst
OP margin est.?Analyst
Reinvestment est.?avg_lt_ttm
R&D capitalizedNo
Leases factoredNo
Key Assumptions
WACC ?6.4%
ERP ?4.5%
Risk-free rate ?4.1%
Beta (blended) ?0.502
Beta (levered) ?0.559
Terminal OM% ?18.3%
Segment conc. ?53% dominant
Terminal growth ?4.1%
Bond rating ?AAA · 0.60%
ROIC option ?Opt 4 · 20.2%
Prob of failure ?0.0%
Pipeline validated · 2026-05-17

TRV · The Travelers Companies, Inc.

$293.992026-05-17
Sector: Financial Services; Industry: Insurance - Property & Casualty; Sub-Industry: Property & Casualty Insurance

Intrinsic Value Range Comparison · Mulya.ai

Bull
$912
+210.3% vs market
Base · active
$560
+90.5% vs market
Bear
$560
+90.5% vs market
Mulya.ai vs Analyst IV Comparison?
Market $294
Median $315
Bear $560
Base $560
Bull $912
Market Price $294
Mulya.ai Base $560
Analysts Median $315
Mulya.ai IV range ($560 · $912)
Analysts Range ($304 · $317)
Fundamentals · historical + forward · base
italics = DCF projection
PeriodRevenueRev Gr ?Ops M% ?Tax Rate ?NOPAT ?
Reinvest ?
FCFF ?WACC% ?PV FCFF ?ROIC ?Inv. Cap ?EPS ?P/E
2021.Q4$34.8B12.8%17.9%$3.7B−$367MM$3.3B4.5%0.0%−$46.2B$16.35
2022.Q4$36.9B6.0%9.1%15.3%$2.8B−$1.6B$1.2B6.2%0.0%−$46.6B$12.69
2023.Q4$41.4B12.1%8.1%11.3%$3.0B−$2.0B$956MM6.0%0.0%−$50.5B$13.35
2024.Q4$46.4B12.2%13.3%19.1%$5.0B−$3.4B$1.6B6.7%0.0%$10.5B$22.32
2025.Q4$48.8B5.2%16.0%19.3%$6.3B−$663MM$5.6B6.5%27.3%$35.6B$28.078.4
italics below = DCF projection · 10yr Rev CAGR: 2.7%
2026.Q4$45.0B+-7.8%17.4%19.4%$6.3B$0MM$6.3B6.6%$5.9B17.8%$35.6B$28.2210.4
2027.Q4$46.4B+3.1%17.4%19.5%$6.5B−$939MM$5.6B6.8%$4.9B18.1%$36.5B$29.0710.1
2028.Q4$48.2B+3.8%17.4%19.5%$6.8B−$1.2B$5.6B7.0%$4.6B18.2%$37.7B$30.169.7
2029.Q4$50.1B+4.0%17.4%19.6%$7.0B−$1.2B$5.8B7.2%$4.5B18.3%$38.9B$31.349.4
2030.Q4$52.1B+4.0%17.4%19.7%$7.3B−$1.2B$6.1B7.4%$4.3B18.5%$40.1B$32.589.0
Term. Yr+$66.3B4.1%18.3%20.0%$9.7B−$2.0B$7.7B8.6%$83.6B20.2%
Active scenario IV: $560 (+90.5% vs market)