Mulya.ai
Ticker
TRV
Scenario
Key Inputs
Revenue est.?Analyst
OP margin est.?Analyst
Reinvestment est.?avg_lt_ttm
R&D capitalizedNo
Leases factoredNo
Key Assumptions
WACC ?6.3%
ERP ?4.5%
Risk-free rate ?4.1%
Beta (blended) ?0.495
Beta (levered) ?0.548
Terminal OM% ?18.3%
Segment conc. ?53% dominant
Terminal growth ?4.1%
Bond rating ?AAA · 0.60%
ROIC option ?Opt 1 · 8.6%
Prob of failure ?0.0%
Pipeline validated · 2026-07-21

TRV · The Travelers Companies, Inc.

$327.372026-07-21
Sector: Financial Services; Industry: Insurance - Property & Casualty; Sub-Industry: Property & Casualty Insurance

Intrinsic Value Range Comparison · Mulya.ai

Bull
$1174
+258.7% vs market
Base · active
$875
+167.4% vs market
Bear
$875
+167.2% vs market
Mulya.ai vs Analyst IV Comparison?
Median $314
Market $327
Bear $875
Base $875
Bull $1174
Market Price $327
Mulya.ai Base $875
Analysts Median $314
Mulya.ai IV range ($875 · $1174)
Analysts Range ($295 · $322)
Fundamentals · historical + forward · base
italics = DCF projection
PeriodRevenueRev Gr ?Ops M% ?Tax Rate ?NOPAT ?
Reinvest ?
FCFF ?WACC% ?PV FCFF ?ROIC ?Inv. Cap ?EPS ?P/E
2024.Q1$41.4B8.1%17.7%$2.8B−$2.3B$478MM6.2%0.0%−$56.3B$13.70
2024.Q4$41.4B0.0%8.1%19.1%$2.7B−$3.4B−$693MM6.7%0.0%$10.5B$13.70
2025.Q1$46.4B12.2%13.3%19.1%$5.0B−$2.6B$2.4B6.5%0.0%−$55.1B$22.89
2025.Q4$46.4B0.0%13.3%19.3%$5.0B−$663MM$4.3B6.5%0.0%$35.6B$22.89
2026.Q1$48.9B5.4%19.3%19.5%$7.6B$556MM$8.2B6.2%0.0%−$56.8B$34.827.6
italics below = DCF projection · 10yr Rev CAGR: 2.7%
2027.Q1$44.2B+-9.6%17.4%19.6%$6.2B$0MM$6.2B6.5%$5.8B0.0%−$56.8B$28.4011.5
2028.Q1$46.2B+4.3%17.4%19.6%$6.5B−$714MM$5.8B6.8%$5.1B0.0%−$56.0B$29.6111.1
2029.Q1$48.1B+4.2%17.4%19.7%$6.7B−$695MM$6.0B7.0%$5.0B0.0%−$55.3B$30.8410.6
2030.Q1$50.1B+4.1%17.4%19.7%$7.0B−$693MM$6.3B7.2%$4.8B0.0%−$54.7B$32.0910.2
2031.Q1$52.1B+4.1%17.4%19.8%$7.3B−$696MM$6.6B7.4%$4.7B0.0%−$54.0B$33.399.8
Term. Yr+$66.4B4.1%18.3%20.0%$9.7B−$4.6B$5.1B8.6%$55.1B8.6%
Active scenario IV: $875 (+167.4% vs market)