Mulya.ai
Ticker
TFC
Scenario
Key Inputs
Revenue est.?Analysttaper yr3
OP margin est.?hist_ind
Reinvestment est.?projected
R&D capitalizedNo
Leases factoredNo
Key Assumptions
WACC ?10.9%
ERP ?4.5%
Risk-free rate ?4.1%
Beta (blended) ?0.861
Beta (levered) ?1.714
Terminal OM% ?21.2%
Segment conc. ?diversified
Terminal growth ?4.1%
Bond rating ?CCC · 6.00%
ROIC option ?Opt 1 · 8.6%
Prob of failure ?0.0%
Pipeline validated · 2026-05-17

TFC · Truist Financial Corporation

$47.162026-05-17
Sector: Financial Services; Industry: Banks - Regional; Sub-Industry: Diversified Banks

Intrinsic Value Range Comparison · Mulya.ai

Very High Uncertainty
Bull
$107
+127.1% vs market
Base · active
$19
-59.6% vs market
Bear
$19
-60.0% vs market
Mulya.ai vs Analyst IV Comparison?
Bear $19
Base $19
Market $47
Median $57
Bull $107
Market Price $47
Mulya.ai Base $19
Analysts Median $57
Mulya.ai IV range ($19 · $107)
Analysts Range ($53 · $69)
Fundamentals · historical + forward · base
italics = DCF projection
PeriodRevenueRev Gr ?Ops M% ?Tax Rate ?NOPAT ?
Reinvest ?
FCFF ?WACC% ?PV FCFF ?ROIC ?Inv. Cap ?EPS ?P/E
2021.Q4$23.1B34.7%19.5%$6.4B−$41MM$6.4B6.6%0.0%−$63.3B$5.01
2022.Q4$22.3B-3.3%31.5%18.3%$5.7B$1.1B$6.9B7.8%0.0%$32.4B$4.87
2023.Q4$29.9B34.3%-2.6%0.0%−$1.6B$1.5B−$127MM7.6%-5.7%$23.6B$-0.85
2024.Q4$24.3B-19.0%-2.5%45.0%−$331MM−$7.1B−$7.4B8.6%-0.6%$81.6B$3.75
2025.Q4$30.4B25.5%20.9%16.4%$5.3B−$2.0B$3.3B9.2%6.2%$89.6B$4.139.5
italics below = DCF projection · 10yr Rev CAGR: 0.2%
2026.Q4$21.4B+-29.8%20.9%16.8%$3.7B$0MM$3.7B10.7%$3.4B4.1%$89.6B$2.8916.3
2027.Q4$22.3B+4.3%20.9%17.1%$3.9B$0MM$3.9B10.5%$3.2B4.3%$89.6B$3.0115.7
2028.Q4$23.2B+4.3%21.0%17.5%$4.0B$0MM$4.0B10.3%$3.0B4.5%$89.6B$3.1315.1
2029.Q4$24.2B+4.3%21.1%17.9%$4.2B$0MM$4.2B10.0%$2.8B4.7%$89.6B$3.2614.5
2030.Q4$25.3B+4.3%21.2%18.2%$4.4B$0MM$4.4B9.8%$2.7B4.9%$89.6B$3.4113.8
Term. Yr+$32.2B4.1%21.2%20.0%$5.5B−$2.6B$2.9B8.6%$25.1B8.6%
Active scenario IV: $19 (-59.6% vs market)