Mulya.ai
Ticker
TFC
Scenario
Key Inputs
Revenue est.?Analyst
OP margin est.?hist_ind
Reinvestment est.?avg_lt_ttm
R&D capitalizedNo
Leases factoredNo
Key Assumptions
WACC ?10.9%
ERP ?4.5%
Risk-free rate ?4.1%
Beta (blended) ?0.884
Beta (levered) ?1.709
Terminal OM% ?21.2%
Segment conc. ?diversified
Terminal growth ?4.1%
Bond rating ?CCC · 6.00%
ROIC option ?Opt 1 · 8.6%
Prob of failure ?0.0%
Pipeline validated · 2026-07-21

TFC · Truist Financial Corporation

$50.492026-07-21
Sector: Financial Services; Industry: Banks - Regional; Sub-Industry: Diversified Banks

Intrinsic Value Range Comparison · Mulya.ai

Bull
$0
-251.2% vs market
Base · active
$0
-150.6% vs market
Bear
$0
-150.6% vs market
Mulya.ai vs Analyst IV Comparison?
Bear $-26
Base $-26
Bull $-76
Market $50
Median $58
Market Price $50
Mulya.ai Base $-26
Analysts Median $58
Mulya.ai IV range ($-26 · $-76)
Analysts Range ($45 · $64)
Fundamentals · historical + forward · base
italics = DCF projection
PeriodRevenueRev Gr ?Ops M% ?Tax Rate ?NOPAT ?
Reinvest ?
FCFF ?WACC% ?PV FCFF ?ROIC ?Inv. Cap ?EPS ?P/E
2024.Q1$29.9B-2.6%0.0%−$1.2B$717MM−$474MM12.0%-1.4%$86.8B$-0.86
2024.Q4$29.9B0.0%-2.6%45.0%−$421MM−$7.1B−$7.5B8.6%-0.5%$81.6B$-0.86
2025.Q1$24.3B-19.0%-2.5%45.0%−$331MM−$5.4B−$5.8B11.0%-0.4%$73.9B$3.80
2025.Q4$24.3B0.0%-2.5%16.4%−$502MM−$2.0B−$2.5B9.2%-0.6%$89.6B$3.80
2026.Q1$30.5B25.6%21.3%15.0%$5.5B−$2.1B$3.4B10.9%5.1%$129.0B$4.369.8
italics below = DCF projection · 10yr Rev CAGR: 0.2%
2027.Q1$21.6B+-29.0%21.4%15.5%$3.9B$0MM$3.9B10.7%$3.5B3.0%$129.0B$3.0816.4
2028.Q1$22.5B+4.1%21.3%16.0%$4.0B−$3.6B$421MM10.5%$345MM3.1%$132.6B$3.1815.9
2029.Q1$23.5B+4.1%21.3%16.5%$4.2B−$3.7B$514MM10.3%$381MM3.1%$136.3B$3.2915.3
2030.Q1$24.4B+4.1%21.3%17.0%$4.3B−$3.7B$594MM10.1%$400MM3.1%$140.0B$3.4014.9
2031.Q1$25.4B+4.1%21.2%17.5%$4.4B−$3.8B$665MM9.8%$408MM3.1%$143.7B$3.5114.4
Term. Yr+$32.4B4.1%21.2%20.0%$5.5B−$2.6B$2.9B8.6%$25.2B8.6%
Active scenario IV: $0 (-150.6% vs market)