SYF · Synchrony Financial
$78.662026-07-21Sector: Financial Services; Industry: Financial - Credit Services; Sub-Industry: Consumer Finance
Intrinsic Value Range Comparison · Mulya.ai
Bull
$339
+330.7% vs market
Base · active
$172
+118.8% vs market
Mulya.ai vs Analyst IV Comparison?
Mulya.ai IV range ($119 · $339) Analysts Range ($81 · $100) Fundamentals · historical + forward · baseitalics = DCF projection
| Period | Revenue | Rev Gr ? | Ops M% ? | Tax Rate ? | NOPAT ? | Reinvest ? | FCFF ? | WACC% ? | PV FCFF ? | ROIC ? | Inv. Cap ? | EPS ? | P/E |
|---|
| 2024.Q1 | $17.3B | — | 16.7% | 23.3% | $2.2B | −$1.3B | $934MM | 9.6% | — | 26.5% | $8.4B | $6.47 | — |
| 2024.Q4 | $17.3B | 0.0% | 16.7% | 23.1% | $2.2B | −$1.2B | $1.1B | 10.6% | — | 19.7% | $14.3B | $6.47 | — |
| 2025.Q1 | $20.8B | 19.7% | 21.9% | 22.6% | $3.5B | $88MM | $3.6B | 10.0% | — | 30.0% | $9.2B | $10.11 | — |
| 2025.Q4 | $20.8B | 0.0% | 21.9% | 23.1% | $3.5B | $729MM | $4.2B | 10.7% | — | 29.3% | $14.6B | $10.11 | — |
| 2026.Q1 | $19.9B | -4.1% | 22.9% | 23.1% | $3.5B | $231MM | $3.7B | 9.8% | — | 25.9% | $12.3B | $10.40 | 6.0 |
| italics below = DCF projection · 10yr Rev CAGR: 1.6% |
| 2027.Q1 | $15.6B | +-21.6% | 30.7% | 22.8% | $3.7B | $0MM | $3.7B | 11.2% | $3.3B | 30.0% | $12.3B | $10.71 | 7.3 |
| 2028.Q1 | $16.4B | +5.0% | 30.7% | 22.5% | $3.9B | −$122MM | $3.8B | 10.9% | $3.1B | 31.5% | $12.5B | $11.29 | 7.0 |
| 2029.Q1 | $17.2B | +4.8% | 30.7% | 22.2% | $4.1B | −$137MM | $4.0B | 10.6% | $2.9B | 32.8% | $12.6B | $11.88 | 6.6 |
| 2030.Q1 | $18.0B | +4.8% | 30.7% | 21.9% | $4.3B | −$155MM | $4.2B | 10.4% | $2.8B | 34.1% | $12.8B | $12.50 | 6.3 |
| 2031.Q1 | $18.8B | +4.6% | 30.7% | 21.6% | $4.5B | −$177MM | $4.4B | 10.1% | $2.6B | 35.4% | $12.9B | $13.13 | 6.0 |
|
| Term. Yr+ | $24.2B | 4.1% | 22.5% | 20.0% | $4.4B | −$759MM | $3.6B | 8.6% | $30.9B | 23.6% | — | — | — |
Active scenario IV: $172 (+118.8% vs market)