SYF · Synchrony Financial
$68.422026-05-17Sector: Financial Services; Industry: Financial - Credit Services; Sub-Industry: Consumer Finance
Intrinsic Value Range Comparison · Mulya.ai
Bull
$273
+299.1% vs market
Base · active
$149
+117.6% vs market
Mulya.ai vs Analyst IV Comparison?
Mulya.ai IV range ($100 · $273) Analysts Range ($81 · $100) Fundamentals · historical + forward · baseitalics = DCF projection
| Period | Revenue | Rev Gr ? | Ops M% ? | Tax Rate ? | NOPAT ? | Reinvest ? | FCFF ? | WACC% ? | PV FCFF ? | ROIC ? | Inv. Cap ? | EPS ? | P/E |
|---|
| 2021.Q4 | $11.2B | — | 49.0% | 23.3% | $4.2B | $1.4B | $5.6B | 9.8% | — | 29.0% | $14.5B | $11.80 | — |
| 2022.Q4 | $13.2B | 17.6% | 30.0% | 23.9% | $3.0B | $150MM | $3.2B | 10.4% | — | 22.8% | $11.9B | $8.43 | — |
| 2023.Q4 | $17.3B | 31.4% | 16.7% | 22.9% | $2.2B | $113MM | $2.4B | 10.0% | — | 18.9% | $11.8B | $6.25 | — |
| 2024.Q4 | $20.8B | 19.7% | 21.9% | 23.1% | $3.5B | −$1.2B | $2.3B | 10.6% | — | 26.8% | $14.3B | $9.78 | — |
| 2025.Q4 | $19.1B | -7.9% | 24.2% | 23.1% | $3.6B | $729MM | $4.3B | 10.7% | — | 24.6% | $14.6B | $9.93 | 5.3 |
| italics below = DCF projection · 10yr Rev CAGR: 2.1% |
| 2026.Q4 | $15.6B | +-18.6% | 30.7% | 22.8% | $3.7B | $0MM | $3.7B | 11.5% | $3.3B | 25.2% | $14.6B | $10.32 | 6.6 |
| 2027.Q4 | $16.3B | +5.0% | 30.7% | 22.5% | $3.9B | −$632MM | $3.3B | 11.2% | $2.6B | 26.0% | $15.3B | $10.88 | 6.3 |
| 2028.Q4 | $17.2B | +5.1% | 30.7% | 22.2% | $4.1B | −$702MM | $3.4B | 10.9% | $2.5B | 26.3% | $16.0B | $11.48 | 6.0 |
| 2029.Q4 | $18.0B | +5.0% | 30.7% | 21.9% | $4.3B | −$740MM | $3.6B | 10.6% | $2.4B | 26.5% | $16.7B | $12.10 | 5.7 |
| 2030.Q4 | $18.9B | +4.8% | 30.7% | 21.6% | $4.6B | −$779MM | $3.8B | 10.3% | $2.3B | 26.7% | $17.5B | $12.74 | 5.4 |
|
| Term. Yr+ | $24.4B | 4.1% | 22.5% | 20.0% | $4.4B | −$865MM | $3.5B | 8.6% | $29.8B | 20.8% | — | — | — |
Active scenario IV: $149 (+117.6% vs market)