Mulya.ai
Ticker
PRU
Scenario
Key Inputs
Revenue est.?Analyst
OP margin est.?Analyst
Reinvestment est.?projected
R&D capitalizedNo
Leases factoredNo
Key Assumptions
WACC ?8.1%
ERP ?4.5%
Risk-free rate ?4.1%
Beta (blended) ?0.855
Beta (levered) ?1.210
Terminal OM% ?9.1%
Segment conc. ?56% dominant
Terminal growth ?4.1%
Bond rating ?A- · 1.45%
ROIC option ?Opt 1 · 8.6%
Prob of failure ?0.0%
Pipeline validated · 2026-07-21

PRU · Prudential Financial, Inc.

$108.252026-07-21
Sector: Financial Services; Industry: Insurance - Life; Sub-Industry: Life & Health Insurance

Intrinsic Value Range Comparison · Mulya.ai

Bull
$258
+138.4% vs market
Base · active
$26
-76.4% vs market
Bear
$107
-0.8% vs market
Mulya.ai vs Analyst IV Comparison?
Base $26
Median $100
Bear $107
Market $108
Bull $258
Market Price $108
Mulya.ai Base $26
Analysts Median $100
Mulya.ai IV range ($107 · $258)
Analysts Range ($87 · $111)
Fundamentals · historical + forward · base
italics = DCF projection
PeriodRevenueRev Gr ?Ops M% ?Tax Rate ?NOPAT ?
Reinvest ?
FCFF ?WACC% ?PV FCFF ?ROIC ?Inv. Cap ?EPS ?P/E
2024.Q1$54.3B5.7%19.2%$2.5B$2.6B$5.1B6.7%0.0%−$309.2B$7.12
2024.Q4$54.3B0.0%5.7%15.1%$2.6B−$29MM$2.6B8.7%0.0%−$17.0B$7.12
2025.Q1$70.7B30.2%4.5%14.8%$2.7B−$8.5B−$5.7B7.0%0.0%−$31.9B$7.80
2025.Q4$70.7B0.0%4.5%22.0%$2.5B−$4.1B−$1.6B8.4%68.1%$39.3B$7.80
2026.Q1$63.0B-10.9%7.1%21.3%$3.5B−$101MM$3.4B7.2%10.3%$28.9B$9.928.5
italics below = DCF projection · 10yr Rev CAGR: 2.6%
2027.Q1$59.2B+-5.9%8.3%21.2%$3.9B$0MM$3.9B8.2%$3.6B13.4%$28.9B$11.109.8
2028.Q1$60.1B+1.4%8.7%21.1%$4.1B$0MM$4.1B8.2%$3.5B14.3%$28.9B$11.869.1
2029.Q1$62.1B+3.3%9.3%20.9%$4.6B$0MM$4.6B8.3%$3.6B15.8%$28.9B$13.088.3
2030.Q1$64.4B+3.8%9.3%20.8%$4.7B−$61.9B−$57.2B8.3%−$41.6B7.9%$90.9B$13.598.0
2031.Q1$66.9B+3.9%9.3%20.7%$4.9B−$7.9B−$3.0B8.3%−$2.0B5.2%$98.8B$14.157.7
Term. Yr+$84.9B4.1%9.1%20.0%$6.2B−$2.9B$3.2B8.6%$32.0B8.6%
Active scenario IV: $26 (-76.4% vs market)