Mulya.ai
Ticker
PRU
Scenario
Key Inputs
Revenue est.?Analysttaper yr3
OP margin est.?Analyst
Reinvestment est.?avg_lt_ttm
R&D capitalizedNo
Leases factoredNo
Key Assumptions
WACC ?8.3%
ERP ?4.5%
Risk-free rate ?4.1%
Beta (blended) ?0.966
Beta (levered) ?1.697
Terminal OM% ?9.1%
Segment conc. ?56% dominant
Terminal growth ?4.1%
Bond rating ?AAA · 0.72%
ROIC option ?Opt 2 · 13.1%
Prob of failure ?0.0%
Pipeline validated · 2026-05-17

PRU · Prudential Financial, Inc.

$97.582026-05-17
Sector: Financial Services; Industry: Insurance - Life; Sub-Industry: Life & Health Insurance

Intrinsic Value Range Comparison · Mulya.ai

Bull
$223
+128.2% vs market
Base · active
$166
+70.5% vs market
Bear
$72
-26.3% vs market
Mulya.ai vs Analyst IV Comparison?
Bear $72
Market $98
Median $116
Base $166
Bull $223
Market Price $98
Mulya.ai Base $166
Analysts Median $116
Mulya.ai IV range ($72 · $223)
Analysts Range ($110 · $126)
Fundamentals · historical + forward · base
italics = DCF projection
PeriodRevenueRev Gr ?Ops M% ?Tax Rate ?NOPAT ?
Reinvest ?
FCFF ?WACC% ?PV FCFF ?ROIC ?Inv. Cap ?EPS ?P/E
2021.Q4$71.1B15.2%17.7%$8.9B$3.5B$12.4B7.2%0.0%−$310.5B$25.34
2022.Q4$57.0B-19.9%-3.3%16.7%−$1.6B$1.4B−$140MM8.3%0.0%−$277.9B$-4.71
2023.Q4$54.3B-4.8%5.7%19.6%$2.5B−$1.0B$1.4B8.0%0.0%−$292.1B$7.11
2024.Q4$70.7B30.2%4.5%15.1%$2.7B−$29MM$2.7B8.7%0.0%−$17.0B$7.79
2025.Q4$61.0B-13.7%7.6%22.0%$3.6B−$4.1B−$511MM8.4%32.5%$39.3B$10.227.3
italics below = DCF projection · 10yr Rev CAGR: 3.6%
2026.Q4$58.0B+-4.9%8.3%21.8%$3.8B$0MM$3.8B8.3%$3.5B9.6%$39.3B$10.779.1
2027.Q4$59.8B+3.1%8.6%21.6%$4.0B−$1.1B$2.9B8.4%$2.5B10.2%$40.4B$11.568.4
2028.Q4$61.7B+3.2%8.3%21.4%$4.0B−$1.2B$2.8B8.4%$2.2B9.8%$41.5B$11.448.5
2029.Q4$67.1B+8.8%8.3%21.2%$4.4B−$3.2B$1.2B8.4%$873MM10.1%$44.7B$12.487.8
2030.Q4$71.6B+6.7%8.3%21.0%$4.7B−$2.5B$2.1B8.4%$1.4B10.2%$47.2B$13.347.3
Term. Yr+$90.0B4.1%9.1%20.0%$6.5B−$2.0B$4.5B8.6%$44.2B13.1%
Active scenario IV: $166 (+70.5% vs market)