Mulya.ai
Ticker
PFG
Scenario
Key Inputs
Revenue est.?Analyst
OP margin est.?hist_ind
Reinvestment est.?avg_lt_ttm
R&D capitalizedNo
Leases factoredNo
Key Assumptions
WACC ?8.1%
ERP ?4.5%
Risk-free rate ?4.1%
Beta (blended) ?0.896
Beta (levered) ?1.026
Terminal OM% ?9.1%
Segment conc. ?50% dominant
Terminal growth ?4.1%
Bond rating ?AAA · 0.60%
ROIC option ?Opt 1 · 8.6%
Prob of failure ?0.0%
Pipeline validated · 2026-07-21

PFG · Principal Financial Group, Inc.

$107.752026-07-21
Sector: Financial Services; Industry: Asset Management; Sub-Industry: Life & Health Insurance

Intrinsic Value Range Comparison · Mulya.ai

Bull
$209
+93.7% vs market
Base · active
$206
+91.6% vs market
Bear
$190
+76.7% vs market
Mulya.ai vs Analyst IV Comparison?
Median $107
Market $108
Bear $190
Base $206
Bull $209
Market Price $108
Mulya.ai Base $206
Analysts Median $107
Mulya.ai IV range ($190 · $209)
Analysts Range ($85 · $125)
Fundamentals · historical + forward · base
italics = DCF projection
PeriodRevenueRev Gr ?Ops M% ?Tax Rate ?NOPAT ?
Reinvest ?
FCFF ?WACC% ?PV FCFF ?ROIC ?Inv. Cap ?EPS ?P/E
2024.Q1$13.7B5.4%15.3%$626MM$2.4B$3.1B7.5%0.0%−$12.4B$2.83
2024.Q4$13.7B0.0%5.4%15.4%$625MM$2.7B$3.3B8.3%0.0%−$14.7B$2.83
2025.Q1$16.1B18.0%11.7%12.6%$1.7B$2.6B$4.3B8.0%0.0%$11.7B$7.13
2025.Q4$16.1B0.0%11.7%11.3%$1.7B−$107MM$1.6B8.2%14.4%$11.6B$7.13
2026.Q1$15.5B-4.1%12.4%14.1%$1.6B−$138MM$1.5B7.7%0.0%−$15.9B$7.0412.4
italics below = DCF projection · 10yr Rev CAGR: 5.2%
2027.Q1$16.6B+7.7%12.4%14.7%$1.8B−$501MM$1.3B8.2%$1.2B0.0%−$15.4B$7.9713.5
2028.Q1$17.9B+7.8%11.7%15.3%$1.8B−$578MM$1.2B8.2%$1.0B0.0%−$14.8B$8.0713.4
2029.Q1$19.0B+5.8%11.0%15.9%$1.8B−$493MM$1.3B8.3%$1.0B0.0%−$14.3B$8.0013.5
2030.Q1$19.9B+4.9%10.4%16.5%$1.7B−$466MM$1.3B8.3%$918MM0.0%−$13.9B$7.8413.7
2031.Q1$20.8B+4.5%9.1%17.1%$1.6B−$485MM$1.1B8.3%$726MM0.0%−$13.4B$7.1015.2
Term. Yr+$26.7B4.1%9.1%20.0%$1.9B−$922MM$1.0B8.6%$10.1B8.6%
Active scenario IV: $206 (+91.6% vs market)