PFG · Principal Financial Group, Inc.

$90.102026-05-17

Sector: Financial Services; Industry: Insurance - Diversified; Sub-Industry: Life & Health Insurance

Intrinsic Value Range Comparison · Mulya.ai

Bull

$95

+5.8% vs market

Base · active

$92

+2.4% vs market

Bear

$63

-30.1% vs market

Mulya.ai vs Analyst IV Comparison?

Bear $63

Market $90

Base $92

Median $93

Bull $95

Market Price $90

Mulya.ai Base $92

Analysts Median $93

Mulya.ai IV range ($63 · $95)

Analysts Range ($85 · $100)

Fundamentals · historical + forward · base

italics = DCF projection

Period	Revenue	Rev Gr ?	Ops M% ?	Tax Rate ?	NOPAT ?	Reinvest ?	FCFF ?	WACC% ?	PV FCFF ?	ROIC ?	Inv. Cap ?	EPS ?	P/E
2021.Q4	$14.4B	—	13.2%	15.7%	$1.6B	$1.2B	$2.8B	6.7%	—	0.0%	−$60.1B	$7.11	—
2022.Q4	$17.5B	21.5%	34.1%	19.9%	$4.8B	−$6.2B	−$1.4B	7.9%	—	0.0%	−$53.7B	$21.39	—
2023.Q4	$13.7B	-22.1%	5.4%	9.3%	$670MM	$2.4B	$3.1B	7.6%	—	0.0%	−$55.5B	$2.80	—
2024.Q4	$16.1B	18.0%	11.7%	15.4%	$1.6B	$2.7B	$4.3B	8.3%	—	0.0%	−$14.7B	$7.06	—
2025.Q4	$15.6B	-3.1%	9.1%	11.3%	$1.3B	−$107MM	$1.1B	8.2%	—	0.0%	$11.6B	$5.33	14.2
italics below = DCF projection · 10yr Rev CAGR: 5.8%
2026.Q4	$17.0B	+8.9%	9.1%	12.2%	$1.4B	−$985MM	$369MM	8.1%	$341MM	11.2%	$12.5B	$6.09	14.8
2027.Q4	$17.8B	+4.9%	9.1%	13.1%	$1.4B	−$564MM	$842MM	8.2%	$720MM	11.0%	$13.1B	$6.32	14.3
2028.Q4	$18.8B	+5.1%	9.1%	13.9%	$1.5B	−$594MM	$868MM	8.2%	$686MM	10.9%	$13.7B	$6.58	13.7
2029.Q4	$20.3B	+8.1%	9.1%	14.8%	$1.6B	−$961MM	$604MM	8.3%	$441MM	11.0%	$14.7B	$7.04	12.8
2030.Q4	$21.6B	+6.3%	9.1%	15.7%	$1.6B	−$776MM	$871MM	8.3%	$587MM	10.9%	$15.4B	$7.41	12.2

Term. Yr+	$28.6B	4.1%	9.1%	20.0%	$2.1B	−$649MM	$1.4B	8.6%	$14.2B	13.1%	—	—	—

Active scenario IV: $92 (+2.4% vs market)