Mulya.ai
Ticker
NTRS
Scenario
Key Inputs
Revenue est.?Analyst
OP margin est.?Analyst
Reinvestment est.?projected
R&D capitalizedNo
Leases factoredNo
Key Assumptions
WACC ?14.4%
ERP ?4.5%
Risk-free rate ?4.1%
Beta (blended) ?1.272
Beta (levered) ?1.753
Terminal OM% ?22.8%
Segment conc. ?59% dominant
Terminal growth ?4.1%
Bond rating ?D · 15.00%
ROIC option ?Opt 1 · 8.6%
Prob of failure ?0.0%
Pipeline validated · 2026-07-21

NTRS · Northern Trust Corporation

$173.872026-07-21
Sector: Financial Services; Industry: Banks - Diversified; Sub-Industry: Asset Management & Custody Banks

Intrinsic Value Range Comparison · Mulya.ai

Bull
$451
+159.1% vs market
Base · active
$355
+104.4% vs market
Bear
$317
+82.1% vs market
Mulya.ai vs Analyst IV Comparison?
Median $159
Market $174
Bear $317
Base $355
Bull $451
Market Price $174
Mulya.ai Base $355
Analysts Median $159
Mulya.ai IV range ($317 · $451)
Analysts Range ($148 · $186)
Fundamentals · historical + forward · base
italics = DCF projection
PeriodRevenueRev Gr ?Ops M% ?Tax Rate ?NOPAT ?
Reinvest ?
FCFF ?WACC% ?PV FCFF ?ROIC ?Inv. Cap ?EPS ?P/E
2024.Q1$12.1B12.1%24.7%$1.1B−$428MM$675MM12.9%0.0%−$26.8B$5.94
2024.Q4$12.1B0.0%12.1%23.6%$1.1B−$3.2B−$2.1B10.0%0.0%−$27.8B$5.94
2025.Q1$15.9B31.0%16.8%23.6%$2.0B$192MM$2.2B13.3%0.0%−$40.3B$10.89
2025.Q4$15.9B0.0%16.8%25.8%$2.0B$5.0B$7.0B10.0%0.0%−$34.4B$10.89
2026.Q1$14.6B-8.2%17.2%25.7%$1.9B$1.5B$3.4B13.1%0.0%−$30.8B$10.0312.9
italics below = DCF projection · 10yr Rev CAGR: -1%
2027.Q1$9.0B+-38.3%29.0%25.2%$2.0B$0MM$2.0B13.8%$1.7B0.0%−$30.8B$10.4616.6
2028.Q1$9.4B+4.7%30.6%24.6%$2.2B−$112MM$2.1B13.3%$1.6B0.0%−$30.7B$11.6514.9
2029.Q1$9.9B+4.7%33.1%24.0%$2.5B−$142MM$2.3B12.8%$1.6B0.0%−$30.6B$13.2813.1
2030.Q1$10.3B+4.4%33.1%23.4%$2.6B−$239MM$2.4B12.3%$1.4B0.0%−$30.3B$13.9612.5
2031.Q1$10.7B+4.3%33.1%22.9%$2.7B−$238MM$2.5B11.7%$1.4B0.0%−$30.1B$14.6711.9
Term. Yr+$13.7B4.1%22.8%20.0%$2.5B−$1.2B$1.3B8.6%$9.8B8.6%
Active scenario IV: $355 (+104.4% vs market)