Mulya.ai
Ticker
MA
Scenario
Key Inputs
Revenue est.?Analyst
OP margin est.?Analyst
Reinvestment est.?projected
R&D capitalizedNo
Leases factoredNo
Key Assumptions
WACC ?8.1%
ERP ?4.5%
Risk-free rate ?4.1%
Beta (blended) ?0.905
Beta (levered) ?0.936
Terminal OM% ?45.1%
Segment conc. ?59% dominant
Terminal growth ?4.1%
Bond rating ?AAA · 0.60%
ROIC option ?Opt 4 · 23.6%
Prob of failure ?0.0%
Pipeline validated · 2026-07-21

MA · Mastercard Incorporated

$499.022026-07-21
Sector: Financial Services; Industry: Financial - Credit Services; Sub-Industry: Transaction & Payment Processing Services

Intrinsic Value Range Comparison · Mulya.ai

Bull
$498
-0.3% vs market
Base · active
$456
-8.6% vs market
Bear
$333
-33.2% vs market
Mulya.ai vs Analyst IV Comparison?
Bear $333
Base $456
Bull $498
Market $499
Median $665
Market Price $499
Mulya.ai Base $456
Analysts Median $665
Mulya.ai IV range ($333 · $498)
Analysts Range ($561 · $739)
Fundamentals · historical + forward · base
italics = DCF projection
PeriodRevenueRev Gr ?Ops M% ?Tax Rate ?NOPAT ?
Reinvest ?
FCFF ?WACC% ?PV FCFF ?ROIC ?Inv. Cap ?EPS ?P/E
2024.Q1$25.1B55.8%17.4%$11.6B−$2.1B$9.4B7.3%76.0%$15.2B$12.54
2024.Q4$25.1B0.0%55.8%15.6%$11.8B−$1.2B$10.6B8.1%75.9%$15.9B$12.54
2025.Q1$28.2B12.2%55.3%16.4%$13.0B−$840MM$12.2B7.7%77.7%$17.6B$14.42
2025.Q4$28.2B0.0%55.3%19.4%$12.6B−$855MM$11.7B8.0%76.4%$15.3B$14.42
2026.Q1$33.9B20.5%59.4%19.6%$16.2B−$387MM$15.8B7.5%99.0%$17.5B$17.4422.1
italics below = DCF projection · 10yr Rev CAGR: 9.2%
2027.Q1$38.3B+12.8%59.2%19.6%$18.2B−$602MM$17.6B8.2%$16.3B102.6%$18.1B$20.4124.4
2028.Q1$43.1B+12.5%59.2%19.7%$20.5B−$719MM$19.8B8.2%$16.9B111.2%$18.8B$22.9421.8
2029.Q1$48.6B+12.8%59.2%19.7%$23.1B−$912MM$22.2B8.3%$17.5B120.1%$19.7B$25.8719.3
2030.Q1$55.0B+13.1%59.2%19.7%$26.1B−$1.2B$25.0B8.3%$18.2B128.8%$20.9B$29.2517.1
2031.Q1$60.3B+9.7%59.2%19.8%$28.6B−$1.1B$27.5B8.3%$18.5B133.8%$22.0B$32.0715.6
Term. Yr+$85.3B4.1%45.1%20.0%$30.8B−$5.3B$25.4B8.6%$252.9B23.6%
Active scenario IV: $456 (-8.6% vs market)