Mulya.ai
Ticker
MA
Scenario
Key Inputs
Revenue est.?Analyst
OP margin est.?Analyst
Reinvestment est.?projected
R&D capitalizedNo
Leases factoredNo
Key Assumptions
WACC ?7.8%
ERP ?4.5%
Risk-free rate ?4.1%
Beta (blended) ?0.836
Beta (levered) ?0.865
Terminal OM% ?45.1%
Segment conc. ?59% dominant
Terminal growth ?4.1%
Bond rating ?AAA · 0.60%
ROIC option ?Opt 4 · 23.6%
Prob of failure ?0.0%
Pipeline validated · 2026-05-17

MA · Mastercard Incorporated

$493.442026-05-17
Sector: Financial Services; Industry: Financial - Credit Services; Sub-Industry: Transaction & Payment Processing Services

Intrinsic Value Range Comparison · Mulya.ai

Bull
$483
-2.1% vs market
Base · active
$447
-9.4% vs market
Bear
$321
-35.0% vs market
Mulya.ai vs Analyst IV Comparison?
Bear $321
Base $447
Bull $483
Market $493
Median $665
Market Price $493
Mulya.ai Base $447
Analysts Median $665
Mulya.ai IV range ($321 · $483)
Analysts Range ($610 · $739)
Fundamentals · historical + forward · base
italics = DCF projection
PeriodRevenueRev Gr ?Ops M% ?Tax Rate ?NOPAT ?
Reinvest ?
FCFF ?WACC% ?PV FCFF ?ROIC ?Inv. Cap ?EPS ?P/E
2021.Q4$18.9B53.4%15.7%$8.5B−$5.4B$3.1B6.5%63.8%$13.3B$9.67
2022.Q4$22.2B17.8%55.2%15.4%$10.4B−$1.6B$8.8B7.7%79.1%$12.9B$11.06
2023.Q4$25.1B12.9%55.8%17.9%$11.5B$179MM$11.7B7.5%87.3%$13.4B$12.47
2024.Q4$28.2B12.2%55.3%15.6%$13.2B−$1.2B$12.0B8.1%89.6%$15.9B$14.34
2025.Q4$32.8B16.4%59.2%19.4%$15.6B−$855MM$14.8B8.0%100.1%$15.3B$16.6722.8
italics below = DCF projection · 10yr Rev CAGR: 9.3%
2026.Q4$37.0B+12.8%59.2%19.5%$17.6B−$639MM$17.0B7.9%$15.8B113.0%$15.9B$19.6425.1
2027.Q4$41.6B+12.3%59.2%19.6%$19.8B−$752MM$19.0B8.0%$16.3B121.5%$16.7B$22.0522.4
2028.Q4$46.6B+12.2%59.2%19.6%$22.2B−$914MM$21.3B8.1%$16.9B129.6%$17.6B$24.7220.0
2029.Q4$51.5B+10.5%59.2%19.7%$24.5B−$974MM$23.5B8.1%$17.3B135.6%$18.6B$27.2918.1
2030.Q4$57.2B+11.0%59.2%19.7%$27.2B−$1.3B$25.9B8.2%$17.6B141.6%$19.8B$30.2716.3
Term. Yr+$82.9B4.1%45.1%20.0%$29.9B−$5.2B$24.7B8.6%$249.2B23.6%
Active scenario IV: $447 (-9.4% vs market)