Mulya.ai
Ticker
KEY
Scenario
Key Inputs
Revenue est.?Analysttaper yr3
OP margin est.?hist_ind
Reinvestment est.?projected
R&D capitalizedNo
Leases factoredNo
Key Assumptions
WACC ?10.6%
ERP ?4.5%
Risk-free rate ?4.1%
Beta (blended) ?1.071
Beta (levered) ?1.490
Terminal OM% ?24.4%
Segment conc. ?32% dominant
Terminal growth ?4.1%
Bond rating ?CCC · 6.00%
ROIC option ?Opt 2 · 13.1%
Prob of failure ?0.0%
Pipeline validated · 2026-05-17

KEY · KeyCorp

$20.472026-05-17
Sector: Financial Services; Industry: Banks - Regional; Sub-Industry: Regional Banks

Intrinsic Value Range Comparison · Mulya.ai

Bull
$79
+284.4% vs market
Base · active
$25
+21.3% vs market
Bear
$23
+14.7% vs market
Mulya.ai vs Analyst IV Comparison?
Market $20
Bear $23
Median $24
Base $25
Bull $79
Market Price $20
Mulya.ai Base $25
Analysts Median $24
Mulya.ai IV range ($23 · $79)
Analysts Range ($18 · $26)
Fundamentals · historical + forward · base
italics = DCF projection
PeriodRevenueRev Gr ?Ops M% ?Tax Rate ?NOPAT ?
Reinvest ?
FCFF ?WACC% ?PV FCFF ?ROIC ?Inv. Cap ?EPS ?P/E
2021.Q4$7.3B44.4%19.7%$2.6B−$29MM$2.6B7.9%0.0%−$27.1B$2.40
2022.Q4$7.9B7.9%29.5%18.1%$1.9B−$157MM$1.8B8.8%0.0%−$217MM$1.75
2023.Q4$10.2B29.3%11.3%16.9%$964MM$380MM$1.3B8.5%0.0%−$11.7B$0.88
2024.Q4$9.1B-11.5%-3.4%45.0%−$168MM−$475MM−$643MM9.1%0.0%$9.9B$-0.15
2025.Q4$11.2B23.6%20.6%20.6%$1.8B−$366MM$1.5B9.1%12.3%$19.9B$1.679.7
italics below = DCF projection · 10yr Rev CAGR: 1.2%
2026.Q4$8.0B+-28.1%20.6%20.6%$1.3B$0MM$1.3B10.4%$1.2B6.6%$19.9B$1.2017.1
2027.Q4$8.5B+6.1%21.4%20.5%$1.4B$0MM$1.4B10.2%$1.2B7.3%$19.9B$1.3215.5
2028.Q4$9.0B+5.8%22.1%20.4%$1.6B$0MM$1.6B10.0%$1.2B8.0%$19.9B$1.4514.1
2029.Q4$9.5B+5.6%22.9%20.4%$1.7B$0MM$1.7B9.8%$1.2B8.7%$19.9B$1.5912.9
2030.Q4$10.0B+5.3%24.4%20.3%$2.0B$0MM$2.0B9.7%$1.2B9.8%$19.9B$1.7811.5
Term. Yr+$13.1B4.1%24.4%20.0%$2.6B−$800MM$1.8B8.6%$15.6B13.1%
Active scenario IV: $25 (+21.3% vs market)