Mulya.ai
Ticker
GL
Scenario
Key Inputs
Revenue est.?Analyst
OP margin est.?Analyst
Reinvestment est.?projected
R&D capitalizedNo
Leases factoredNo
Key Assumptions
WACC ?6.4%
ERP ?4.5%
Risk-free rate ?4.1%
Beta (blended) ?0.499
Beta (levered) ?0.579
Terminal OM% ?19.1%
Segment conc. ?69% dominant
Terminal growth ?4.1%
Bond rating ?AAA · 0.72%
ROIC option ?Opt 4 · 16.9%
Prob of failure ?0.0%
Pipeline validated · 2026-07-21

GL · Globe Life Inc.

$179.312026-07-21
Sector: Financial Services; Industry: Insurance - Life; Sub-Industry: Life & Health Insurance

Intrinsic Value Range Comparison · Mulya.ai

Bull
$376
+109.7% vs market
Base · active
$252
+40.3% vs market
Bear
$214
+19.6% vs market
Mulya.ai vs Analyst IV Comparison?
Median $178
Market $179
Bear $214
Base $252
Bull $376
Market Price $179
Mulya.ai Base $252
Analysts Median $178
Mulya.ai IV range ($214 · $376)
Analysts Range ($157 · $185)
Fundamentals · historical + forward · base
italics = DCF projection
PeriodRevenueRev Gr ?Ops M% ?Tax Rate ?NOPAT ?
Reinvest ?
FCFF ?WACC% ?PV FCFF ?ROIC ?Inv. Cap ?EPS ?P/E
2024.Q1$5.4B21.9%18.9%$968MM−$50MM$918MM6.1%0.0%−$10.9B$12.16
2024.Q4$5.4B0.0%21.9%19.3%$964MM$680MM$1.6B6.5%0.0%−$9.4B$12.16
2025.Q1$5.8B6.1%23.0%19.3%$1.1B$677MM$1.7B6.4%0.0%−$9.6B$13.42
2025.Q4$5.8B0.0%23.0%19.3%$1.1B−$142MM$927MM6.3%0.0%−$9.4B$13.42
2026.Q1$6.1B5.2%24.9%19.3%$1.2B−$156MM$1.1B6.4%0.0%$8.4B$14.759.4
italics below = DCF projection · 10yr Rev CAGR: 4.9%
2027.Q1$6.5B+7.2%24.3%19.3%$1.3B−$66MM$1.2B6.6%$1.1B15.1%$8.5B$15.9811.2
2028.Q1$6.9B+6.3%24.3%19.4%$1.4B−$67MM$1.3B6.8%$1.1B15.9%$8.6B$16.9610.6
2029.Q1$7.3B+5.3%24.3%19.5%$1.4B−$65MM$1.4B7.0%$1.1B16.6%$8.6B$17.8410.1
2030.Q1$7.6B+4.6%24.3%19.6%$1.5B−$65MM$1.4B7.2%$1.1B17.2%$8.7B$18.659.6
2031.Q1$8.0B+4.4%24.3%19.6%$1.6B−$71MM$1.5B7.4%$1.1B17.8%$8.8B$19.469.2
Term. Yr+$10.2B4.1%19.1%20.0%$1.6B−$378MM$1.2B8.6%$12.7B16.9%
Active scenario IV: $252 (+40.3% vs market)