Mulya.ai
Ticker
FITB
Scenario
Key Inputs
Revenue est.?Analyst
OP margin est.?Analyst
Reinvestment est.?projected
R&D capitalizedNo
Leases factoredNo
Key Assumptions
WACC ?9.8%
ERP ?4.5%
Risk-free rate ?4.1%
Beta (blended) ?0.947
Beta (levered) ?1.239
Terminal OM% ?26.5%
Segment conc. ?51% dominant
Terminal growth ?4.1%
Bond rating ?CCC · 6.00%
ROIC option ?Opt 1 · 8.6%
Prob of failure ?0.0%
Pipeline validated · 2026-07-21

FITB · Fifth Third Bancorp

$56.312026-07-21
Sector: Financial Services; Industry: Banks - Regional; Sub-Industry: Regional Banks

Intrinsic Value Range Comparison · Mulya.ai

Bull
$68
+20.6% vs market
Base · active
$43
-24.0% vs market
Bear
$32
-43.1% vs market
Mulya.ai vs Analyst IV Comparison?
Bear $32
Base $43
Market $56
Median $58
Bull $68
Market Price $56
Mulya.ai Base $43
Analysts Median $58
Mulya.ai IV range ($32 · $68)
Analysts Range ($53 · $63)
Fundamentals · historical + forward · base
italics = DCF projection
PeriodRevenueRev Gr ?Ops M% ?Tax Rate ?NOPAT ?
Reinvest ?
FCFF ?WACC% ?PV FCFF ?ROIC ?Inv. Cap ?EPS ?P/E
2024.Q1$12.4B24.2%21.1%$2.4B−$142MM$2.2B8.8%0.0%−$26.1B$2.83
2024.Q4$12.4B0.0%24.2%20.6%$2.4B−$471MM$1.9B8.7%0.0%−$20.3B$2.83
2025.Q1$13.0B5.6%22.3%20.7%$2.3B$6MM$2.3B9.2%0.0%−$16.6B$2.79
2025.Q4$13.0B0.0%22.3%21.4%$2.3B$212MM$2.5B8.7%0.0%$13.9B$2.79
2026.Q1$13.7B4.7%20.2%21.4%$2.2B−$328MM$1.8B9.7%6.8%$50.1B$2.6216.9
italics below = DCF projection · 10yr Rev CAGR: 3.8%
2027.Q1$13.3B+-2.7%35.5%21.2%$3.7B$0MM$3.7B9.7%$3.4B7.4%$50.1B$4.4812.6
2028.Q1$14.1B+6.5%43.5%21.1%$4.9B−$65MM$4.8B9.6%$4.0B9.7%$50.1B$5.849.6
2029.Q1$14.8B+5.0%43.5%21.0%$5.1B−$105MM$5.0B9.5%$3.8B10.2%$50.2B$6.149.2
2030.Q1$15.5B+4.5%43.5%20.8%$5.3B$0MM$5.3B9.3%$3.7B10.6%$50.2B$6.438.8
2031.Q1$16.2B+4.3%43.5%20.7%$5.6B$0MM$5.6B9.2%$3.6B11.1%$50.2B$6.728.4
Term. Yr+$20.7B4.1%26.5%20.0%$4.4B−$2.1B$2.3B8.6%$21.1B8.6%
Active scenario IV: $43 (-24.0% vs market)