Mulya.ai
Ticker
FISV
Scenario
Key Inputs
Revenue est.?Analysttaper yr3
OP margin est.?hist_ind
Reinvestment est.?projected
R&D capitalizedNo
Leases factoredNo
Key Assumptions
WACC ?8.1%
ERP ?4.5%
Risk-free rate ?4.1%
Beta (blended) ?0.793
Beta (levered) ?1.484
Terminal OM% ?19.1%
Segment conc. ?81% dominant
Terminal growth ?4.1%
Bond rating ?A- · 1.45%
ROIC option ?Opt 1 · 8.6%
Prob of failure ?0.0%
Pipeline validated · 2026-07-21

FISV · Fiserv, Inc.

$49.452026-07-21
Sector: Technology; Industry: Information Technology Services; Sub-Industry: Transaction & Payment Processing Services

Intrinsic Value Range Comparison · Mulya.ai

Bull
$103
+108.7% vs market
Base · active
$34
-30.4% vs market
Bear
$34
-32.2% vs market
Mulya.ai vs Analyst IV Comparison?
Bear $34
Base $34
Market $49
Median $70
Bull $103
Market Price $49
Mulya.ai Base $34
Analysts Median $70
Mulya.ai IV range ($34 · $103)
Analysts Range ($46 · $95)
Fundamentals · historical + forward · base
italics = DCF projection
PeriodRevenueRev Gr ?Ops M% ?Tax Rate ?NOPAT ?
Reinvest ?
FCFF ?WACC% ?PV FCFF ?ROIC ?Inv. Cap ?EPS ?P/E
2024.Q1$19.1B26.3%19.2%$4.1B$415MM$4.5B7.8%7.8%$52.1B$5.73
2024.Q4$19.1B0.0%26.3%16.8%$4.2B$1.2B$5.4B7.7%8.2%$50.1B$5.73
2025.Q1$20.5B7.1%28.7%17.1%$4.9B$679MM$5.5B8.3%9.5%$52.4B$5.85
2025.Q4$20.5B0.0%28.7%18.9%$4.8B−$234MM$4.5B7.6%9.0%$54.0B$5.85
2026.Q1$21.1B3.1%24.4%16.7%$4.3B$1.3B$5.6B8.2%8.0%$52.9B$5.985.1
italics below = DCF projection · 10yr Rev CAGR: 3.3%
2027.Q1$20.2B+-4.0%24.4%17.0%$4.1B$0MM$4.1B8.1%$3.8B7.7%$52.9B$7.656.5
2028.Q1$21.1B+4.0%23.3%17.4%$4.1B−$48MM$4.0B8.2%$3.4B7.7%$53.0B$7.586.5
2029.Q1$21.9B+4.0%22.3%17.7%$4.0B−$97MM$3.9B8.2%$3.1B7.6%$53.1B$7.516.6
2030.Q1$22.9B+4.4%21.2%18.0%$4.0B−$874MM$3.1B8.3%$2.3B7.5%$54.0B$7.446.6
2031.Q1$23.8B+4.2%19.1%18.4%$3.7B−$971MM$2.8B8.3%$1.9B6.8%$54.9B$6.967.1
Term. Yr+$30.3B4.1%19.1%20.0%$4.6B−$2.2B$2.4B8.6%$24.2B8.6%
Active scenario IV: $34 (-30.4% vs market)