Mulya.ai
Ticker
FISV
Scenario
Key Inputs
Revenue est.?Analysttaper yr3
OP margin est.?hist_ind
Reinvestment est.?projected
R&D capitalizedNo
Leases factoredNo
Key Assumptions
WACC ?8.5%
ERP ?4.5%
Risk-free rate ?4.1%
Beta (blended) ?0.918
Beta (levered) ?1.633
Terminal OM% ?19.1%
Segment conc. ?81% dominant
Terminal growth ?4.1%
Bond rating ?A- · 1.45%
ROIC option ?Opt 1 · 8.6%
Prob of failure ?0.0%
Pipeline validated · 2026-05-17

FISV · Fiserv, Inc.

$56.162026-05-17
Sector: Technology; Industry: Information Technology Services; Sub-Industry: Transaction & Payment Processing Services

Intrinsic Value Range Comparison · Mulya.ai

Bull
$109
+93.2% vs market
Base · active
$33
-41.6% vs market
Bear
$31
-44.6% vs market
Mulya.ai vs Analyst IV Comparison?
Bear $31
Base $33
Market $56
Median $95
Bull $109
Market Price $56
Mulya.ai Base $33
Analysts Median $95
Mulya.ai IV range ($31 · $109)
Analysts Range ($62 · $180)
Fundamentals · historical + forward · base
italics = DCF projection
PeriodRevenueRev Gr ?Ops M% ?Tax Rate ?NOPAT ?
Reinvest ?
FCFF ?WACC% ?PV FCFF ?ROIC ?Inv. Cap ?EPS ?P/E
2021.Q4$16.2B14.1%20.6%$1.8B$693MM$2.5B6.0%3.6%$50.8B$2.48
2022.Q4$17.7B9.3%21.1%17.6%$3.1B$535MM$3.6B7.2%6.1%$50.9B$4.71
2023.Q4$19.1B7.6%26.3%19.4%$4.0B$1.0B$5.1B7.0%7.9%$51.2B$5.71
2024.Q4$20.5B7.1%28.7%16.8%$4.9B$1.2B$6.1B7.7%9.7%$50.1B$5.83
2025.Q4$21.2B3.6%26.9%18.9%$4.6B−$234MM$4.4B7.6%8.9%$54.0B$6.485.3
italics below = DCF projection · 10yr Rev CAGR: 3.3%
2026.Q4$20.1B+-5.1%26.9%19.0%$4.4B$0MM$4.4B8.6%$4.0B8.1%$54.0B$8.166.9
2027.Q4$20.9B+4.2%25.3%19.1%$4.3B−$41MM$4.3B8.6%$3.6B8.0%$54.0B$8.007.0
2028.Q4$21.8B+4.2%23.8%19.2%$4.2B−$84MM$4.1B8.6%$3.2B7.8%$54.1B$7.817.2
2029.Q4$23.0B+5.2%22.2%19.3%$4.1B−$866MM$3.3B8.6%$2.3B7.5%$55.0B$7.677.3
2030.Q4$24.1B+4.9%19.1%19.4%$3.7B−$951MM$2.8B8.6%$1.8B6.7%$56.0B$6.928.1
Term. Yr+$30.7B4.1%19.1%20.0%$4.7B−$2.2B$2.5B8.6%$24.0B8.6%
Active scenario IV: $33 (-41.6% vs market)