Mulya.ai
Ticker
ERIE
Scenario
Key Inputs
Revenue est.?Analyst
OP margin est.?hist_ind
Reinvestment est.?avg_lt_ttm
R&D capitalizedNo
Leases factoredNo
Key Assumptions
WACC ?6.3%
ERP ?4.5%
Risk-free rate ?4.1%
Beta (blended) ?0.492
Beta (levered) ?0.492
Terminal OM% ?18.4%
Segment conc. ?99% dominant
Terminal growth ?4.1%
Bond rating ?AAA · 0.60%
ROIC option ?Opt 4 · 23.6%
Prob of failure ?0.0%
Pipeline validated · 2026-07-21

ERIE · Erie Indemnity Company

$238.712026-07-21
Sector: Financial Services; Industry: Insurance - Property & Casualty; Sub-Industry: Insurance Brokers

Intrinsic Value Range Comparison · Mulya.ai

Bull
$380
+59.3% vs market
Base · active
$276
+15.5% vs market
Bear
$251
+5.1% vs market
Mulya.ai vs Analyst IV Comparison?
Market $239
Bear $251
Base $276
Bull $380
Market Price $239
Mulya.ai Base $276
Analysts Median —
Mulya.ai IV range ($251 · $380)
Analysts Range —
Fundamentals · historical + forward · base
italics = DCF projection
PeriodRevenueRev Gr ?Ops M% ?Tax Rate ?NOPAT ?
Reinvest ?
FCFF ?WACC% ?PV FCFF ?ROIC ?Inv. Cap ?EPS ?P/E
2024.Q1$3.3B15.9%20.6%$413MM−$152MM$261MM5.5%27.2%$1.5B$8.47
2024.Q4$3.3B0.0%15.9%20.7%$412MM−$186MM$227MM6.3%25.8%$1.7B$8.47
2025.Q1$3.8B16.1%17.8%20.7%$536MM−$280MM$256MM5.8%31.0%$1.8B$11.39
2025.Q4$3.8B0.0%17.8%21.3%$532MM$196MM$729MM6.1%28.9%$1.9B$11.39
2026.Q1$4.1B7.8%17.9%21.3%$577MM−$303MM$275MM5.5%29.5%$2.0B$10.8417.1
italics below = DCF projection · 10yr Rev CAGR: 5.5%
2027.Q1$4.4B+6.9%17.9%21.2%$618MM−$140MM$478MM6.5%$448MM29.6%$2.2B$11.7320.4
2028.Q1$4.7B+6.6%18.0%21.1%$664MM−$146MM$518MM6.7%$456MM29.8%$2.3B$12.6018.9
2029.Q1$5.0B+6.3%18.1%20.9%$711MM−$150MM$560MM6.9%$461MM29.9%$2.5B$13.4917.7
2030.Q1$5.3B+6.0%18.2%20.8%$759MM−$155MM$605MM7.1%$464MM30.0%$2.6B$14.4116.6
2031.Q1$5.6B+5.8%18.4%20.7%$813MM−$158MM$655MM7.3%$468MM30.3%$2.8B$15.4315.5
Term. Yr+$7.3B4.1%18.4%20.0%$1.1B−$187MM$890MM8.6%$9.6B23.6%
Active scenario IV: $276 (+15.5% vs market)