Mulya.ai
Ticker
CPAY
Scenario
Key Inputs
Revenue est.?Analyst
OP margin est.?Analyst
Reinvestment est.?projected
R&D capitalizedNo
Leases factoredNo
Key Assumptions
WACC ?8.0%
ERP ?4.5%
Risk-free rate ?4.1%
Beta (blended) ?0.869
Beta (levered) ?1.154
Terminal OM% ?31.7%
Segment conc. ?50% dominant
Terminal growth ?4.1%
Bond rating ?A · 1.20%
ROIC option ?Opt 4 · 12.1%
Prob of failure ?0.0%
Pipeline validated · 2026-07-21

CPAY · Corpay, Inc.

$332.482026-07-21
Sector: Technology; Industry: Software - Infrastructure; Sub-Industry: Transaction & Payment Processing Services

Intrinsic Value Range Comparison · Mulya.ai

Bull
$194
-41.7% vs market
Base · active
$283
-14.8% vs market
Bear
$224
-32.7% vs market
Mulya.ai vs Analyst IV Comparison?
Bull $194
Bear $224
Base $283
Market $332
Median $385
Market Price $332
Mulya.ai Base $283
Analysts Median $385
Mulya.ai IV range ($224 · $194)
Analysts Range ($340 · $450)
Fundamentals · historical + forward · base
italics = DCF projection
PeriodRevenueRev Gr ?Ops M% ?Tax Rate ?NOPAT ?
Reinvest ?
FCFF ?WACC% ?PV FCFF ?ROIC ?Inv. Cap ?EPS ?P/E
2024.Q1$3.8B44.1%25.4%$1.2B$564MM$1.8B7.8%14.2%$8.7B$14.35
2024.Q4$3.8B0.0%44.1%27.5%$1.2B−$13MM$1.2B7.9%13.1%$9.6B$14.35
2025.Q1$4.0B5.8%45.0%27.7%$1.3B−$544MM$749MM8.2%13.2%$10.1B$14.67
2025.Q4$4.0B0.0%45.0%30.5%$1.2B$2.5B$3.7B8.0%16.6%$4.9B$14.67
2026.Q1$4.8B20.4%43.0%31.3%$1.4B$2.5B$3.9B7.4%28.3%$5.1B$17.1911.1
italics below = DCF projection · 10yr Rev CAGR: 6%
2027.Q1$5.4B+13.9%43.2%30.1%$1.6B$0MM$1.6B8.0%$1.5B32.5%$5.1B$24.0313.8
2028.Q1$6.0B+9.7%45.7%29.0%$1.9B$0MM$1.9B8.1%$1.7B38.4%$5.1B$28.3211.7
2029.Q1$6.3B+6.1%45.7%27.9%$2.1B$0MM$2.1B8.2%$1.7B41.4%$5.1B$30.5310.9
2030.Q1$6.7B+5.0%45.7%26.8%$2.2B$0MM$2.2B8.2%$1.6B44.1%$5.1B$32.5710.2
2031.Q1$7.0B+4.6%45.7%25.6%$2.4B$0MM$2.4B8.3%$1.6B46.8%$5.1B$34.599.6
Term. Yr+$8.9B4.1%31.7%20.0%$2.3B−$768MM$1.5B8.6%$15.0B12.1%
Active scenario IV: $283 (-14.8% vs market)