Mulya.ai
Ticker
CPAY
Scenario
Key Inputs
Revenue est.?Analyst
OP margin est.?Analyst
Reinvestment est.?projected
R&D capitalizedNo
Leases factoredNo
Key Assumptions
WACC ?7.9%
ERP ?4.5%
Risk-free rate ?4.1%
Beta (blended) ?0.851
Beta (levered) ?1.140
Terminal OM% ?31.7%
Segment conc. ?50% dominant
Terminal growth ?4.1%
Bond rating ?A · 1.20%
ROIC option ?Opt 3 · 7.1%
Prob of failure ?0.0%
Pipeline validated · 2026-05-17

CPAY · Corpay, Inc.

$293.342026-05-17
Sector: Technology; Industry: Software - Infrastructure; Sub-Industry: Transaction & Payment Processing Services

Intrinsic Value Range Comparison · Mulya.ai

Bull
$0
-162.4% vs market
Base · active
$26
-91.2% vs market
Bear
$234
-20.1% vs market
Mulya.ai vs Analyst IV Comparison?
Base $26
Bull $-183
Bear $234
Market $293
Median $371
Market Price $293
Mulya.ai Base $26
Analysts Median $371
Mulya.ai IV range ($234 · $-183)
Analysts Range ($300 · $390)
Fundamentals · historical + forward · base
italics = DCF projection
PeriodRevenueRev Gr ?Ops M% ?Tax Rate ?NOPAT ?
Reinvest ?
FCFF ?WACC% ?PV FCFF ?ROIC ?Inv. Cap ?EPS ?P/E
2021.Q4$2.8B43.8%24.3%$941MM−$501MM$440MM6.4%12.8%$7.3B$11.97
2022.Q4$3.4B20.9%42.2%25.2%$1.1B−$799MM$284MM7.5%14.0%$8.1B$13.61
2023.Q4$3.8B9.6%44.1%25.9%$1.2B$1.0B$2.3B7.3%14.7%$8.6B$14.00
2024.Q4$4.0B5.8%45.0%27.5%$1.3B−$13MM$1.3B7.9%14.2%$9.6B$14.31
2025.Q4$4.5B13.9%42.9%30.5%$1.3B$2.5B$3.8B8.0%18.6%$4.9B$15.2610.6
italics below = DCF projection · 10yr Rev CAGR: 7.2%
2026.Q4$5.3B+16.6%43.2%29.4%$1.6B$0MM$1.6B8.0%$1.5B32.7%$4.9B$22.9712.8
2027.Q4$5.8B+10.3%45.8%28.4%$1.9B$0MM$1.9B8.1%$1.6B38.8%$4.9B$27.2210.8
2028.Q4$6.4B+9.8%45.8%27.3%$2.1B$0MM$2.1B8.1%$1.7B43.2%$4.9B$30.339.7
2029.Q4$6.8B+6.7%45.8%26.3%$2.3B$0MM$2.3B8.2%$1.7B46.8%$4.9B$32.838.9
2030.Q4$7.2B+5.5%45.8%25.2%$2.5B$0MM$2.5B8.2%$1.7B50.0%$4.9B$35.138.4
Term. Yr+$9.4B4.1%31.7%20.0%$2.4B−$1.4B$1.0B8.6%$10.2B7.1%
Active scenario IV: $26 (-91.2% vs market)