Mulya.ai
Ticker
CINF
Scenario
Key Inputs
Revenue est.?Analyst
OP margin est.?Analyst
Reinvestment est.?avg_lt_ttm
R&D capitalizedNo
Leases factoredNo
Key Assumptions
WACC ?7.0%
ERP ?4.5%
Risk-free rate ?4.1%
Beta (blended) ?0.636
Beta (levered) ?0.653
Terminal OM% ?22.0%
Segment conc. ?53% dominant
Terminal growth ?4.1%
Bond rating ?AAA · 0.60%
ROIC option ?Opt 1 · 8.6%
Prob of failure ?0.0%
Pipeline validated · 2026-05-17

CINF · Cincinnati Financial Corporation

$158.412026-05-17
Sector: Financial Services; Industry: Insurance - Property & Casualty; Sub-Industry: Property & Casualty Insurance

Intrinsic Value Range Comparison · Mulya.ai

Bull
$583
+267.9% vs market
Base · active
$339
+114.2% vs market
Bear
$335
+111.7% vs market
Mulya.ai vs Analyst IV Comparison?
Market $158
Median $166
Bear $335
Base $339
Bull $583
Market Price $158
Mulya.ai Base $339
Analysts Median $166
Mulya.ai IV range ($335 · $583)
Analysts Range ($157 · $175)
Fundamentals · historical + forward · base
italics = DCF projection
PeriodRevenueRev Gr ?Ops M% ?Tax Rate ?NOPAT ?
Reinvest ?
FCFF ?WACC% ?PV FCFF ?ROIC ?Inv. Cap ?EPS ?P/E
2021.Q4$9.6B38.4%19.7%$3.0B$818MM$3.8B5.3%0.0%−$213MM$18.82
2022.Q4$6.6B-31.8%-10.6%29.8%−$487MM$1.4B$879MM6.8%0.0%−$2.0B$-3.09
2023.Q4$10.0B52.6%22.7%19.0%$1.8B$1.0B$2.9B6.6%0.0%−$1.8B$11.68
2024.Q4$11.3B13.2%25.2%19.8%$2.3B$1.5B$3.8B7.3%0.0%−$2.7B$14.53
2025.Q4$12.6B11.4%23.6%19.7%$2.4B$128MM$2.5B7.1%0.0%−$3.0B$15.178.4
italics below = DCF projection · 10yr Rev CAGR: 2.4%
2026.Q4$10.7B+-15.3%30.0%19.7%$2.6B$0MM$2.6B7.1%$2.4B0.0%−$3.0B$16.319.7
2027.Q4$11.4B+6.3%30.0%19.8%$2.7B−$281MM$2.5B7.3%$2.1B0.0%−$2.7B$17.349.1
2028.Q4$11.9B+4.9%30.0%19.8%$2.9B−$236MM$2.6B7.4%$2.1B0.0%−$2.5B$18.188.7
2029.Q4$12.5B+4.5%30.0%19.8%$3.0B−$230MM$2.8B7.5%$2.1B0.0%−$2.2B$18.998.3
2030.Q4$13.0B+4.3%30.0%19.9%$3.1B−$236MM$2.9B7.7%$2.0B0.0%−$2.0B$19.808.0
Term. Yr+$16.6B4.1%22.0%20.0%$2.9B−$1.4B$1.5B8.6%$16.1B8.6%
Active scenario IV: $339 (+114.2% vs market)