Mulya.ai
Ticker
CINF
Scenario
Key Inputs
Revenue est.?Analyst
OP margin est.?Analyst
Reinvestment est.?projected
R&D capitalizedNo
Leases factoredNo
Key Assumptions
WACC ?6.7%
ERP ?4.5%
Risk-free rate ?4.1%
Beta (blended) ?0.584
Beta (levered) ?0.599
Terminal OM% ?22.0%
Segment conc. ?53% dominant
Terminal growth ?4.1%
Bond rating ?AAA · 0.60%
ROIC option ?Opt 4 · 17.3%
Prob of failure ?0.0%
Pipeline validated · 2026-07-21

CINF · Cincinnati Financial Corporation

$184.082026-07-21
Sector: Financial Services; Industry: Insurance - Property & Casualty; Sub-Industry: Property & Casualty Insurance

Intrinsic Value Range Comparison · Mulya.ai

Bull
$530
+187.7% vs market
Base · active
$271
+47.3% vs market
Bear
$271
+47.0% vs market
Mulya.ai vs Analyst IV Comparison?
Median $183
Market $184
Bear $271
Base $271
Bull $530
Market Price $184
Mulya.ai Base $271
Analysts Median $183
Mulya.ai IV range ($271 · $530)
Analysts Range ($175 · $190)
Fundamentals · historical + forward · base
italics = DCF projection
PeriodRevenueRev Gr ?Ops M% ?Tax Rate ?NOPAT ?
Reinvest ?
FCFF ?WACC% ?PV FCFF ?ROIC ?Inv. Cap ?EPS ?P/E
2024.Q1$10.0B22.7%19.9%$1.8B$1.0B$2.8B6.6%15.3%$11.9B$11.77
2024.Q4$10.0B0.0%22.7%19.8%$1.8B$1.5B$3.4B7.3%39.5%−$2.7B$11.77
2025.Q1$11.3B13.2%25.2%18.6%$2.3B$1.8B$4.1B7.0%48.5%$12.3B$14.64
2025.Q4$11.3B0.0%25.2%19.7%$2.3B$128MM$2.4B7.1%49.2%−$3.0B$14.64
2026.Q1$12.9B14.0%26.7%19.7%$2.8B$136MM$2.9B6.7%44.8%$15.3B$17.618.4
italics below = DCF projection · 10yr Rev CAGR: 2%
2027.Q1$10.9B+-15.9%30.0%19.7%$2.6B$0MM$2.6B6.9%$2.4B17.1%$15.3B$16.7011.0
2028.Q1$11.3B+4.5%29.3%19.8%$2.7B−$81MM$2.6B7.1%$2.3B17.4%$15.4B$17.0510.8
2029.Q1$11.8B+4.2%29.3%19.8%$2.8B−$89MM$2.7B7.2%$2.2B18.0%$15.5B$17.7610.4
2030.Q1$12.3B+4.2%29.3%19.8%$2.9B−$102MM$2.8B7.4%$2.1B18.6%$15.6B$18.4910.0
2031.Q1$12.8B+4.1%29.3%19.9%$3.0B−$121MM$2.9B7.6%$2.0B19.2%$15.7B$19.259.6
Term. Yr+$16.3B4.1%22.0%20.0%$2.9B−$681MM$2.2B8.6%$23.4B17.3%
Active scenario IV: $271 (+47.3% vs market)