CFG · Citizens Financial Group, Inc.
$60.992026-05-17Sector: Financial Services; Industry: Banks - Regional; Sub-Industry: Regional Banks
Intrinsic Value Range Comparison · Mulya.ai
Bull
$194
+218.5% vs market
Base · active
$159
+159.9% vs market
Bear
$129
+111.3% vs market
Mulya.ai vs Analyst IV Comparison?
Mulya.ai IV range ($129 · $194) Analysts Range ($60 · $80) Fundamentals · historical + forward · baseitalics = DCF projection
| Period | Revenue | Rev Gr ? | Ops M% ? | Tax Rate ? | NOPAT ? | Reinvest ? | FCFF ? | WACC% ? | PV FCFF ? | ROIC ? | Inv. Cap ? | EPS ? | P/E |
|---|
| 2021.Q4 | $7.0B | — | 42.6% | 22.1% | $2.3B | −$626MM | $1.7B | 8.0% | — | 0.0% | −$4.5B | $5.33 | — |
| 2022.Q4 | $9.1B | 29.8% | 29.3% | 21.9% | $2.1B | −$674MM | $1.4B | 8.9% | — | 800.4% | $5.0B | $4.76 | — |
| 2023.Q4 | $12.2B | 34.4% | 16.7% | 20.8% | $1.6B | $579MM | $2.2B | 8.5% | — | 200.1% | −$3.4B | $3.69 | — |
| 2024.Q4 | $12.3B | 1.3% | 15.3% | 20.1% | $1.5B | −$195MM | $1.3B | 9.2% | — | 0.0% | −$7.2B | $3.47 | — |
| 2025.Q4 | $11.1B | -9.7% | 20.9% | 21.3% | $1.8B | −$2MM | $1.8B | 9.2% | — | 0.0% | −$11.8B | $4.20 | 11.4 |
| italics below = DCF projection · 10yr Rev CAGR: 3.3% |
| 2026.Q4 | $9.1B | +-18.5% | 28.3% | 21.2% | $2.0B | $0MM | $2.0B | 10.3% | $1.8B | 0.0% | −$11.8B | $4.65 | 13.1 |
| 2027.Q4 | $9.8B | +8.1% | 30.9% | 21.1% | $2.4B | −$27MM | $2.4B | 10.1% | $2.0B | 0.0% | −$11.8B | $5.51 | 11.1 |
| 2028.Q4 | $10.6B | +7.6% | 30.9% | 20.9% | $2.6B | −$30MM | $2.6B | 9.9% | $1.9B | 0.0% | −$11.7B | $5.94 | 10.3 |
| 2029.Q4 | $11.3B | +7.1% | 30.9% | 20.8% | $2.8B | −$34MM | $2.7B | 9.8% | $1.9B | 0.0% | −$11.7B | $6.37 | 9.6 |
| 2030.Q4 | $12.1B | +6.6% | 30.9% | 20.7% | $3.0B | −$39MM | $2.9B | 9.6% | $1.8B | 0.0% | −$11.7B | $6.80 | 9.0 |
|
| Term. Yr+ | $16.1B | 4.1% | 23.8% | 20.0% | $3.1B | −$1.5B | $1.6B | 8.6% | $14.3B | 8.6% | — | — | — |
Active scenario IV: $159 (+159.9% vs market)