CFG · Citizens Financial Group, Inc.
$70.402026-07-21Sector: Financial Services; Industry: Banks - Regional; Sub-Industry: Regional Banks
Intrinsic Value Range Comparison · Mulya.ai
Base · active
$87
+24.0% vs market
Mulya.ai vs Analyst IV Comparison?
Mulya.ai IV range ($46 · $134) Analysts Range ($65 · $80) Fundamentals · historical + forward · baseitalics = DCF projection
| Period | Revenue | Rev Gr ? | Ops M% ? | Tax Rate ? | NOPAT ? | Reinvest ? | FCFF ? | WACC% ? | PV FCFF ? | ROIC ? | Inv. Cap ? | EPS ? | P/E |
|---|
| 2024.Q1 | $12.2B | — | 16.7% | 20.3% | $1.6B | −$121MM | $1.5B | 11.9% | — | 0.0% | −$5.5B | $3.74 | — |
| 2024.Q4 | $12.2B | 0.0% | 16.7% | 20.1% | $1.6B | −$195MM | $1.4B | 9.2% | — | 0.0% | −$7.2B | $3.74 | — |
| 2025.Q1 | $12.3B | 1.3% | 15.3% | 19.6% | $1.5B | −$461MM | $1.1B | 12.1% | — | 0.0% | −$9.1B | $3.51 | — |
| 2025.Q4 | $12.3B | 0.0% | 15.3% | 21.3% | $1.5B | −$2MM | $1.5B | 9.2% | — | 0.0% | −$11.8B | $3.51 | — |
| 2026.Q1 | $11.3B | -8.7% | 22.3% | 21.3% | $2.0B | $212MM | $2.2B | 9.2% | — | 27.5% | $26.2B | $4.59 | 12.1 |
| italics below = DCF projection · 10yr Rev CAGR: 3.3% |
| 2027.Q1 | $9.4B | +-16.6% | 28.3% | 21.2% | $2.1B | $0MM | $2.1B | 10.0% | $1.9B | 8.0% | $26.2B | $4.87 | 14.5 |
| 2028.Q1 | $10.1B | +7.4% | 31.6% | 21.1% | $2.5B | −$18MM | $2.5B | 9.9% | $2.1B | 9.7% | $26.2B | $5.87 | 12.0 |
| 2029.Q1 | $10.8B | +7.0% | 34.4% | 20.9% | $2.9B | −$21MM | $2.9B | 9.7% | $2.2B | 11.2% | $26.2B | $6.84 | 10.3 |
| 2030.Q1 | $11.5B | +6.6% | 34.4% | 20.8% | $3.1B | −$23MM | $3.1B | 9.6% | $2.1B | 12.0% | $26.2B | $7.30 | 9.6 |
| 2031.Q1 | $12.2B | +6.2% | 34.4% | 20.7% | $3.3B | −$27MM | $3.3B | 9.4% | $2.1B | 12.7% | $26.2B | $7.77 | 9.1 |
|
| Term. Yr+ | $16.2B | 4.1% | 23.8% | 20.0% | $3.1B | −$964MM | $2.1B | 8.6% | $19.2B | 13.1% | — | — | — |
Active scenario IV: $87 (+24.0% vs market)