Mulya.ai
Ticker
BRO
Scenario
Key Inputs
Revenue est.?Analyst
OP margin est.?Analyst
Reinvestment est.?avg_lt_ttm
R&D capitalizedNo
Leases factoredNo
Key Assumptions
WACC ?7.0%
ERP ?4.5%
Risk-free rate ?4.1%
Beta (blended) ?0.624
Beta (levered) ?0.800
Terminal OM% ?23.7%
Segment conc. ?59% dominant
Terminal growth ?4.1%
Bond rating ?AA · 0.90%
ROIC option ?Opt 1 · 8.6%
Prob of failure ?0.0%
Pipeline validated · 2026-07-21

BRO · Brown & Brown, Inc.

$64.222026-07-21
Sector: Financial Services; Industry: Insurance - Brokers; Sub-Industry: Insurance Brokers

Intrinsic Value Range Comparison · Mulya.ai

Bull
$22
-66.1% vs market
Base · active
$28
-57.0% vs market
Bear
$28
-56.8% vs market
Mulya.ai vs Analyst IV Comparison?
Bull $22
Base $28
Bear $28
Market $64
Median $90
Market Price $64
Mulya.ai Base $28
Analysts Median $90
Mulya.ai IV range ($28 · $22)
Analysts Range ($62 · $120)
Fundamentals · historical + forward · base
italics = DCF projection
PeriodRevenueRev Gr ?Ops M% ?Tax Rate ?NOPAT ?
Reinvest ?
FCFF ?WACC% ?PV FCFF ?ROIC ?Inv. Cap ?EPS ?P/E
2024.Q1$4.2B27.5%23.7%$882MM−$561MM$321MM6.9%9.7%$9.1B$2.57
2024.Q4$4.2B0.0%27.5%23.0%$890MM−$785MM$105MM7.8%9.5%$9.6B$2.57
2025.Q1$4.7B12.1%29.1%23.6%$1.0B−$616MM$429MM7.2%10.7%$10.0B$2.93
2025.Q4$4.7B0.0%29.1%22.3%$1.1B−$7.5B−$6.5B7.7%7.3%$19.1B$2.93
2026.Q1$6.4B36.6%26.8%21.6%$1.3B−$7.5B−$6.2B7.0%7.0%$19.4B$3.3912.6
italics below = DCF projection · 10yr Rev CAGR: 5.1%
2027.Q1$7.2B+11.4%28.5%21.4%$1.6B−$2.2B−$574MM7.1%−$536MM7.8%$21.6B$4.7313.6
2028.Q1$7.6B+5.6%29.1%21.3%$1.7B−$1.2B$553MM7.3%$482MM7.8%$22.8B$5.1012.6
2029.Q1$7.9B+4.7%29.1%21.1%$1.8B−$1.0B$798MM7.4%$647MM7.8%$23.8B$5.3512.0
2030.Q1$8.3B+4.3%29.1%21.0%$1.9B−$981MM$916MM7.6%$690MM7.8%$24.8B$5.5911.5
2031.Q1$8.6B+4.2%29.1%20.8%$2.0B−$983MM$998MM7.7%$698MM7.8%$25.7B$5.8411.0
Term. Yr+$11.0B4.1%23.7%20.0%$2.1B−$992MM$1.1B8.6%$11.4B8.6%
Active scenario IV: $28 (-57.0% vs market)