Mulya.ai
Ticker
BILL
Scenario
Key Inputs
Revenue est.?Analyst
OP margin est.?hist_ind
Reinvestment est.?avg_lt_ttm
R&D capitalizedNo
Leases factoredNo
Key Assumptions
WACC ?13.5%
ERP ?4.5%
Risk-free rate ?4.1%
Beta (blended) ?1.297
Beta (levered) ?2.137
Terminal OM% ?17.2%
Segment conc. ?89% dominant
Terminal growth ?4.1%
Bond rating ?CCC · 9.18%
ROIC option ?Opt 1 · 8.6%
Prob of failure ?20.0%
Pipeline validated · 2026-05-17

BILL · Bill.com Holdings, Inc.

$38.632026-05-17
Sector: Technology; Industry: Software - Application; Sub-Industry: Software - Application

Intrinsic Value Range Comparison · Mulya.ai

Bull
$0
-110.3% vs market
Base · active
$0
-102.2% vs market
Bear
$12
-68.0% vs market
Mulya.ai vs Analyst IV Comparison?
Bear $12
Base $-1
Bull $-4
Market $39
Median $51
Market Price $39
Mulya.ai Base $-1
Analysts Median $51
Mulya.ai IV range ($12 · $-4)
Analysts Range ($42 · $77)
Fundamentals · historical + forward · base
italics = DCF projection
PeriodRevenueRev Gr ?Ops M% ?Tax Rate ?NOPAT ?
Reinvest ?
FCFF ?WACC% ?PV FCFF ?ROIC ?Inv. Cap ?EPS ?P/E
2022.Q2$238MM-47.8%16.6%−$95MM−$651MM−$746MM7.5%-3.1%$3.1B$-0.98
2023.Q2$642MM169.4%-49.4%0.2%−$316MM$56MM−$260MM9.5%-10.0%$3.2B$-3.22
2024.Q2$1.1B64.9%-27.9%0.0%−$305MM$67MM−$237MM9.3%-9.4%$3.2B$-2.21
2025.Q2$1.3B21.9%-13.5%2.0%−$171MM$50MM−$120MM10.6%-5.2%$3.3B$-0.29
2026.Q2$1.6B20.3%-5.8%0.0%−$119MM$97MM−$22MM10.2%-3.6%$3.3B$-0.24
italics below = DCF projection · 10yr Rev CAGR: 13.1%
2027.Q2$1.8B+13.7%-5.8%2.0%−$100MM−$469MM−$570MM13.1%−$504MM-2.8%$3.8B$-0.99
2028.Q2$2.0B+14.4%-2.0%4.0%−$38MM−$581MM−$619MM12.6%−$486MM-0.9%$4.4B$-0.38
2029.Q2$2.4B+21.1%1.9%6.0%$42MM−$1.0B−$968MM12.2%−$677MM0.9%$5.4B$0.4292.0
2030.Q2$2.9B+20.1%5.7%8.0%$154MM−$1.2B−$1.1B11.8%−$662MM2.6%$6.6B$1.5225.4
2031.Q2$3.4B+16.9%9.5%10.0%$294MM−$1.3B−$977MM11.3%−$550MM4.1%$7.9B$2.9013.3
Term. Yr+$5.5B4.1%17.2%20.0%$761MM−$363MM$398MM8.6%$3.1B8.6%
Active scenario IV: $0 (-102.2% vs market)