Mulya.ai
Ticker
BILL
Scenario
Key Inputs
Revenue est.?Analyst
OP margin est.?hist_ind
Reinvestment est.?avg_lt_ttm
R&D capitalizedNo
Leases factoredNo
Key Assumptions
WACC ?11.7%
ERP ?4.5%
Risk-free rate ?4.1%
Beta (blended) ?1.179
Beta (levered) ?1.515
Terminal OM% ?17.2%
Segment conc. ?89% dominant
Terminal growth ?4.1%
Bond rating ?CCC · 9.18%
ROIC option ?Opt 1 · 8.6%
Prob of failure ?20.0%
Pipeline validated · 2026-07-21

BILL · Bill.com Holdings, Inc.

$35.522026-07-21
Sector: Technology; Industry: Software - Application; Sub-Industry: Software - Application

Intrinsic Value Range Comparison · Mulya.ai

Bull
$0
-136.9% vs market
Base · active
$0
-134.6% vs market
Bear
$14
-59.8% vs market
Mulya.ai vs Analyst IV Comparison?
Base $-12
Bull $-13
Bear $14
Market $36
Median $50
Market Price $36
Mulya.ai Base $-12
Analysts Median $50
Mulya.ai IV range ($14 · $-13)
Analysts Range ($35 · $77)
Fundamentals · historical + forward · base
italics = DCF projection
PeriodRevenueRev Gr ?Ops M% ?Tax Rate ?NOPAT ?
Reinvest ?
FCFF ?WACC% ?PV FCFF ?ROIC ?Inv. Cap ?EPS ?P/E
2024.Q3$1.1B-27.9%0.0%−$316MM$77MM−$239MM10.2%-9.2%$3.4B$-2.19
2025.Q2$1.3B21.9%-13.5%2.0%−$171MM$50MM−$120MM10.6%-5.1%$3.3B$-0.28
2025.Q3$1.3B0.0%-13.5%6.3%−$163MM$73MM−$90MM11.0%-4.9%$3.4B$-0.28
2026.Q2$1.5B13.4%-5.5%0.0%−$107MM$97MM−$10MM10.2%-3.2%$3.3B$0.23
2026.Q3$1.6B9.4%-3.5%45.0%−$31MM$103MM$72MM10.8%-0.9%$3.5B$0.00
italics below = DCF projection · 10yr Rev CAGR: 17.9%
2027.Q3$1.8B+13.6%-3.5%42.5%−$37MM−$485MM−$522MM11.4%−$468MM-1.0%$3.9B$-0.36
2028.Q3$2.1B+12.8%-0.1%40.0%−$1MM−$534MM−$535MM11.1%−$432MM-0.0%$4.5B$-0.01
2029.Q3$2.4B+15.1%3.4%37.5%$50MM−$730MM−$680MM10.9%−$495MM1.0%$5.2B$0.4972.5
2030.Q3$3.1B+30.2%6.8%35.0%$137MM−$1.7B−$1.6B10.6%−$1.1B2.2%$6.9B$1.3326.7
2031.Q3$4.1B+32.7%10.3%32.5%$283MM−$2.5B−$2.2B10.3%−$1.3B3.4%$9.5B$2.7612.9
Term. Yr+$8.6B4.1%17.2%20.0%$1.2B−$565MM$620MM8.6%$5.2B8.6%
Active scenario IV: $0 (-134.6% vs market)