Mulya.ai
Ticker
BAC
Scenario
Key Inputs
Revenue est.?Analysttaper yr3
OP margin est.?Analyst
Reinvestment est.?avg_lt_ttm
R&D capitalizedNo
Leases factoredNo
Key Assumptions
WACC ?11.8%
ERP ?4.5%
Risk-free rate ?4.1%
Beta (blended) ?1.196
Beta (levered) ?2.081
Terminal OM% ?25.1%
Segment conc. ?32% dominant
Terminal growth ?4.1%
Bond rating ?CCC · 6.00%
ROIC option ?Opt 1 · 8.6%
Prob of failure ?0.0%
Pipeline validated · 2026-07-21

BAC · Bank of America Corporation

$57.882026-07-21
Sector: Financial Services; Industry: Banks - Diversified; Sub-Industry: Diversified Banks

Intrinsic Value Range Comparison · Mulya.ai

Bull
$60
+3.4% vs market
Base · active
$29
-50.6% vs market
Bear
$27
-53.4% vs market
Mulya.ai vs Analyst IV Comparison?
Bear $27
Base $29
Market $58
Bull $60
Median $63
Market Price $58
Mulya.ai Base $29
Analysts Median $63
Mulya.ai IV range ($27 · $60)
Analysts Range ($50 · $71)
Fundamentals · historical + forward · base
italics = DCF projection
PeriodRevenueRev Gr ?Ops M% ?Tax Rate ?NOPAT ?
Reinvest ?
FCFF ?WACC% ?PV FCFF ?ROIC ?Inv. Cap ?EPS ?P/E
2024.Q1$171.9B16.5%5.6%$26.8B$5.8B$32.5B15.6%8.3%$324.1B$3.57
2024.Q4$171.9B0.0%16.5%7.3%$26.3B−$48.4B−$22.1B10.5%8.3%$311.1B$3.57
2025.Q1$192.4B11.9%15.2%7.5%$27.1B−$37.9B−$10.8B16.2%8.1%$360.2B$3.66
2025.Q4$192.4B0.0%15.2%19.1%$23.7B−$38.4B−$14.7B10.0%72.2%−$294.6B$3.66
2026.Q1$174.8B-9.1%22.9%20.7%$31.7B$4.1B$35.8B10.6%45.3%$434.4B$4.2710.7
italics below = DCF projection · 10yr Rev CAGR: 0.5%
2027.Q1$123.1B+-29.6%34.1%20.6%$33.3B$0MM$33.3B11.5%$29.9B7.7%$434.4B$4.4912.9
2028.Q1$129.3B+5.0%36.9%20.6%$37.9B−$14.9B$23.0B11.2%$18.5B8.6%$449.3B$5.1111.3
2029.Q1$135.6B+4.9%41.6%20.5%$44.8B−$15.2B$29.6B10.9%$21.5B9.8%$464.5B$6.049.6
2030.Q1$142.1B+4.8%41.6%20.4%$47.0B−$15.4B$31.6B10.7%$20.8B9.9%$479.9B$6.339.1
2031.Q1$148.7B+4.7%41.6%20.4%$49.2B−$15.5B$33.7B10.4%$20.0B10.1%$495.4B$6.638.7
Term. Yr+$191.3B4.1%25.1%20.0%$38.3B−$18.3B$20.1B8.6%$168.6B8.6%
Active scenario IV: $29 (-50.6% vs market)