Mulya.ai
Ticker
BAC
Scenario
Key Inputs
Revenue est.?Analysttaper yr4
OP margin est.?Analyst
Reinvestment est.?avg_lt_ttm
R&D capitalizedNo
Leases factoredNo
Key Assumptions
WACC ?16.8%
ERP ?4.5%
Risk-free rate ?4.1%
Beta (blended) ?1.263
Beta (levered) ?2.318
Terminal OM% ?25.1%
Segment conc. ?32% dominant
Terminal growth ?4.1%
Bond rating ?D · 15.00%
ROIC option ?Opt 1 · 8.6%
Prob of failure ?0.0%
Pipeline validated · 2026-05-17

BAC · Bank of America Corporation

$49.382026-05-17
Sector: Financial Services; Industry: Banks - Diversified; Sub-Industry: Diversified Banks

Intrinsic Value Range Comparison · Mulya.ai

Bull
$192
+288.9% vs market
Base · active
$123
+148.1% vs market
Bear
$118
+138.8% vs market
Mulya.ai vs Analyst IV Comparison?
Market $49
Median $60
Bear $118
Base $123
Bull $192
Market Price $49
Mulya.ai Base $123
Analysts Median $60
Mulya.ai IV range ($118 · $192)
Analysts Range ($50 · $71)
Fundamentals · historical + forward · base
italics = DCF projection
PeriodRevenueRev Gr ?Ops M% ?Tax Rate ?NOPAT ?
Reinvest ?
FCFF ?WACC% ?PV FCFF ?ROIC ?Inv. Cap ?EPS ?P/E
2021.Q4$93.9B36.2%5.9%$32.0B−$38.0B−$6.0B9.0%28.6%$111.7B$4.24
2022.Q4$115.1B22.6%26.9%11.1%$27.5B−$50.0B−$22.4B9.9%12.9%$313.5B$3.65
2023.Q4$171.9B49.4%16.5%6.4%$26.5B$4.8B$31.3B9.7%8.6%$301.8B$3.51
2024.Q4$192.4B11.9%15.2%7.3%$27.1B−$48.4B−$21.3B10.5%8.9%$311.1B$3.60
2025.Q4$191.6B-0.5%19.7%19.1%$30.5B−$38.4B−$7.9B10.0%370.2%−$294.6B$4.049.9
italics below = DCF projection · 10yr Rev CAGR: -0.9%
2026.Q4$120.0B+-37.4%34.1%19.2%$33.1B$0MM$33.1B16.1%$28.5B0.0%−$294.6B$4.3811.3
2027.Q4$126.2B+5.2%38.4%19.3%$39.1B−$2.9B$36.2B15.3%$27.0B0.0%−$291.6B$5.189.5
2028.Q4$131.6B+4.3%41.8%19.3%$44.4B−$2.8B$41.7B14.6%$27.2B0.0%−$288.9B$5.888.4
2029.Q4$137.2B+4.2%41.8%19.4%$46.2B−$3.2B$43.1B13.8%$24.7B0.0%−$285.7B$6.138.1
2030.Q4$142.9B+4.2%41.8%19.5%$48.1B−$3.7B$44.5B13.1%$22.5B0.0%−$282.1B$6.387.7
Term. Yr+$182.3B4.1%25.1%20.0%$36.5B−$17.4B$19.1B8.6%$128.6B8.6%
Active scenario IV: $123 (+148.1% vs market)