Mulya.ai
Ticker
AXP
Scenario
Key Inputs
Revenue est.?Analysttaper yr4
OP margin est.?Analyst
Reinvestment est.?projected
R&D capitalizedNo
Leases factoredNo
Key Assumptions
WACC ?9.7%
ERP ?4.5%
Risk-free rate ?4.1%
Beta (blended) ?1.152
Beta (levered) ?1.406
Terminal OM% ?23.0%
Segment conc. ?48% dominant
Terminal growth ?4.1%
Bond rating ?B+ · 3.25%
ROIC option ?Opt 4 · 20.3%
Prob of failure ?0.0%
Pipeline validated · 2026-05-17

AXP · American Express Company

$300.112026-05-17
Sector: Financial Services; Industry: Financial - Credit Services; Sub-Industry: Consumer Finance

Intrinsic Value Range Comparison · Mulya.ai

Bull
$514
+71.4% vs market
Base · active
$361
+20.4% vs market
Bear
$330
+9.9% vs market
Mulya.ai vs Analyst IV Comparison?
Market $300
Bear $330
Base $361
Median $394
Bull $514
Market Price $300
Mulya.ai Base $361
Analysts Median $394
Mulya.ai IV range ($330 · $514)
Analysts Range ($295 · $425)
Fundamentals · historical + forward · base
italics = DCF projection
PeriodRevenueRev Gr ?Ops M% ?Tax Rate ?NOPAT ?
Reinvest ?
FCFF ?WACC% ?PV FCFF ?ROIC ?Inv. Cap ?EPS ?P/E
2021.Q4$44.4B24.1%24.6%$8.1B$6.6B$14.7B8.3%20.9%$38.6B$11.72
2022.Q4$55.6B25.2%17.2%21.6%$7.5B$10.0B$17.5B9.1%21.8%$30.2B$10.92
2023.Q4$67.4B21.1%15.6%20.3%$8.4B$3.8B$12.2B8.8%28.5%$28.6B$12.17
2024.Q4$74.2B10.1%17.4%21.5%$10.1B−$2.0B$8.1B9.5%29.6%$39.8B$14.72
2025.Q4$80.5B8.4%17.1%21.5%$10.8B$216MM$11.0B9.5%26.2%$42.7B$15.7515.0
italics below = DCF projection · 10yr Rev CAGR: 5.6%
2026.Q4$79.1B+-1.7%19.1%21.3%$11.9B$0MM$11.9B9.6%$10.8B27.9%$42.7B$17.2917.4
2027.Q4$86.1B+8.9%19.1%21.2%$13.0B−$151MM$12.8B9.5%$10.7B30.3%$42.9B$18.8615.9
2028.Q4$93.2B+8.2%19.1%21.0%$14.1B−$294MM$13.8B9.4%$10.5B32.7%$43.1B$20.4514.7
2029.Q4$100.3B+7.7%19.1%20.9%$15.2B$0MM$15.2B9.3%$10.6B35.2%$43.1B$22.0613.6
2030.Q4$107.4B+7.1%19.1%20.7%$16.3B$0MM$16.3B9.2%$10.4B37.7%$43.1B$23.6612.7
Term. Yr+$144.6B4.1%23.0%20.0%$26.6B−$5.4B$21.3B8.6%$196.6B20.3%
Active scenario IV: $361 (+20.4% vs market)