Mulya.ai
Ticker
AXP
Scenario
Key Inputs
Revenue est.?Analysttaper yr4
OP margin est.?Analyst
Reinvestment est.?projected
R&D capitalizedNo
Leases factoredNo
Key Assumptions
WACC ?9.1%
ERP ?4.5%
Risk-free rate ?4.1%
Beta (blended) ?1.058
Beta (levered) ?1.275
Terminal OM% ?23.0%
Segment conc. ?48% dominant
Terminal growth ?4.1%
Bond rating ?BB+ · 2.25%
ROIC option ?Opt 4 · 23.6%
Prob of failure ?0.0%
Pipeline validated · 2026-07-21

AXP · American Express Company

$340.362026-07-21
Sector: Financial Services; Industry: Financial - Credit Services; Sub-Industry: Consumer Finance

Intrinsic Value Range Comparison · Mulya.ai

Bull
$535
+57.3% vs market
Base · active
$418
+22.7% vs market
Bear
$371
+9.0% vs market
Mulya.ai vs Analyst IV Comparison?
Market $340
Bear $371
Median $389
Base $418
Bull $535
Market Price $340
Mulya.ai Base $418
Analysts Median $389
Mulya.ai IV range ($371 · $535)
Analysts Range ($322 · $415)
Fundamentals · historical + forward · base
italics = DCF projection
PeriodRevenueRev Gr ?Ops M% ?Tax Rate ?NOPAT ?
Reinvest ?
FCFF ?WACC% ?PV FCFF ?ROIC ?Inv. Cap ?EPS ?P/E
2024.Q1$67.4B15.6%21.7%$8.2B$9.1B$17.3B8.5%35.2%$23.4B$12.21
2024.Q4$67.4B0.0%15.6%21.5%$8.3B−$2.0B$6.3B9.5%26.1%$39.8B$12.21
2025.Q1$74.2B10.1%17.4%21.4%$10.1B−$3.3B$6.8B8.9%28.4%$31.6B$14.77
2025.Q4$74.2B0.0%17.4%21.5%$10.1B$216MM$10.3B9.5%27.3%$42.7B$14.77
2026.Q1$82.4B11.1%20.7%21.2%$13.4B−$2.1B$11.3B8.5%32.4%$40.4B$16.3613.7
italics below = DCF projection · 10yr Rev CAGR: 5.9%
2027.Q1$81.5B+-1.1%19.1%21.1%$12.3B$0MM$12.3B9.1%$11.3B30.4%$40.4B$17.9219.0
2028.Q1$88.6B+8.7%19.1%21.0%$13.4B−$163MM$13.2B9.0%$11.1B33.1%$40.6B$19.5017.5
2029.Q1$96.3B+8.8%19.1%20.9%$14.6B−$344MM$14.2B9.0%$11.0B35.8%$40.9B$21.2516.0
2030.Q1$104.2B+8.1%19.1%20.7%$15.8B−$20.9B−$5.1B8.9%−$3.6B30.7%$61.8B$23.0014.8
2031.Q1$111.9B+7.4%19.1%20.6%$17.0B−$13.0B$4.0B8.9%$2.6B24.9%$74.8B$24.7513.8
Term. Yr+$151.8B4.1%23.0%20.0%$27.9B−$4.9B$23.1B8.6%$219.7B23.6%
Active scenario IV: $418 (+22.7% vs market)