Mulya.ai
Ticker
AJG
Scenario
Key Inputs
Revenue est.?Analyst
OP margin est.?Analyst
Reinvestment est.?avg_lt_ttm
R&D capitalizedNo
Leases factoredNo
Key Assumptions
WACC ?6.5%
ERP ?4.5%
Risk-free rate ?4.1%
Beta (blended) ?0.533
Beta (levered) ?0.541
Terminal OM% ?23.0%
Segment conc. ?58% dominant
Terminal growth ?4.1%
Bond rating ?A · 1.20%
ROIC option ?Opt 2 · 13.1%
Prob of failure ?0.0%
Pipeline validated · 2026-07-21

AJG · Arthur J. Gallagher & Co.

$226.012026-07-21
Sector: Financial Services; Industry: Insurance - Brokers; Sub-Industry: Insurance Brokers

Intrinsic Value Range Comparison · Mulya.ai

Bull
$241
+6.6% vs market
Base · active
$182
-19.4% vs market
Bear
$168
-25.8% vs market
Mulya.ai vs Analyst IV Comparison?
Bear $168
Base $182
Market $226
Bull $241
Median $265
Market Price $226
Mulya.ai Base $182
Analysts Median $265
Mulya.ai IV range ($168 · $241)
Analysts Range ($211 · $298)
Fundamentals · historical + forward · base
italics = DCF projection
PeriodRevenueRev Gr ?Ops M% ?Tax Rate ?NOPAT ?
Reinvest ?
FCFF ?WACC% ?PV FCFF ?ROIC ?Inv. Cap ?EPS ?P/E
2024.Q1$10.1B18.5%19.2%$1.5B−$2.4B−$854MM6.5%8.4%$17.8B$3.73
2024.Q4$10.1B0.0%18.5%21.6%$1.5B−$701MM$757MM7.4%8.1%$18.3B$3.73
2025.Q1$11.6B14.7%19.8%20.7%$1.8B−$850MM$960MM6.5%9.8%$18.7B$5.63
2025.Q4$11.6B0.0%19.8%19.7%$1.8B−$15.3B−$13.5B7.2%6.8%$35.4B$5.63
2026.Q1$15.0B29.6%18.2%20.8%$2.2B−$15.3B−$13.1B6.5%7.3%$23.5B$6.2021.6
italics below = DCF projection · 10yr Rev CAGR: 6.1%
2027.Q1$17.3B+15.2%18.4%20.7%$2.5B−$3.7B−$1.1B6.7%−$1.1B9.9%$27.2B$9.6923.3
2028.Q1$18.9B+9.4%18.9%20.6%$2.8B−$2.7B$175MM6.9%$154MM10.0%$29.8B$10.9320.7
2029.Q1$20.0B+6.0%18.9%20.6%$3.0B−$1.9B$1.1B7.1%$909MM9.8%$31.7B$11.6119.5
2030.Q1$21.0B+5.0%18.9%20.5%$3.2B−$1.7B$1.5B7.3%$1.1B9.7%$33.4B$12.2018.5
2031.Q1$22.0B+4.6%18.9%20.4%$3.3B−$1.7B$1.6B7.5%$1.2B9.7%$35.1B$12.7717.7
Term. Yr+$28.2B4.1%23.0%20.0%$5.2B−$1.6B$3.6B8.6%$38.4B13.1%
Active scenario IV: $182 (-19.4% vs market)