Mulya.ai
Ticker
AIZ
Scenario
Key Inputs
Revenue est.?Analyst
OP margin est.?Analyst
Reinvestment est.?avg_lt_ttm
R&D capitalizedNo
Leases factoredNo
Key Assumptions
WACC ?6.7%
ERP ?4.5%
Risk-free rate ?4.1%
Beta (blended) ?0.569
Beta (levered) ?0.646
Terminal OM% ?12.1%
Segment conc. ?77% dominant
Terminal growth ?4.1%
Bond rating ?AAA · 0.72%
ROIC option ?Opt 4 · 21.2%
Prob of failure ?0.0%
Pipeline validated · 2026-07-21

AIZ · Assurant, Inc.

$264.432026-07-21
Sector: Financial Services; Industry: Insurance - Specialty; Sub-Industry: Multi-line Insurance

Intrinsic Value Range Comparison · Mulya.ai

Bull
$613
+131.9% vs market
Base · active
$482
+82.5% vs market
Bear
$477
+80.5% vs market
Mulya.ai vs Analyst IV Comparison?
Market $264
Median $288
Bear $477
Base $482
Bull $613
Market Price $264
Mulya.ai Base $482
Analysts Median $288
Mulya.ai IV range ($477 · $613)
Analysts Range ($246 · $310)
Fundamentals · historical + forward · base
italics = DCF projection
PeriodRevenueRev Gr ?Ops M% ?Tax Rate ?NOPAT ?
Reinvest ?
FCFF ?WACC% ?PV FCFF ?ROIC ?Inv. Cap ?EPS ?P/E
2024.Q1$11.1B7.2%19.7%$648MM−$94MM$554MM6.4%0.0%−$1.7B$12.80
2024.Q4$11.1B0.0%7.2%18.0%$661MM$106MM$768MM7.0%0.0%−$2.1B$12.80
2025.Q1$11.9B6.7%7.8%18.1%$760MM$517MM$1.3B6.7%135.8%$3.2B$15.14
2025.Q4$11.9B0.0%7.8%19.7%$744MM$358MM$1.1B6.8%22.1%$3.5B$15.14
2026.Q1$13.2B10.8%9.4%19.3%$1.0B$38MM$1.0B6.5%20.7%$6.2B$19.9310.7
italics below = DCF projection · 10yr Rev CAGR: 4.6%
2027.Q1$14.1B+7.2%8.5%19.4%$968MM−$428MM$540MM6.9%$505MM15.2%$6.6B$19.2813.7
2028.Q1$14.9B+5.4%8.5%19.4%$1.0B−$329MM$690MM7.0%$603MM15.1%$6.9B$20.3013.0
2029.Q1$15.5B+4.6%8.5%19.5%$1.1B−$285MM$780MM7.2%$636MM15.1%$7.2B$21.2112.5
2030.Q1$16.2B+4.3%8.5%19.6%$1.1B−$272MM$837MM7.4%$636MM15.1%$7.5B$22.1012.0
2031.Q1$16.9B+4.2%8.5%19.6%$1.2B−$269MM$886MM7.5%$626MM15.2%$7.7B$23.0111.5
Term. Yr+$21.6B4.1%12.1%20.0%$2.1B−$403MM$1.7B8.6%$17.9B21.2%
Active scenario IV: $482 (+82.5% vs market)